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There are 17378 articles in 2111 discussions. See the most recent and the best rated articles in Financial Planning below

The most recent discussions

More than you wanted to know about non-transparent ETFs


July 30, 2014, 4:09 pm

A very informative article on non-transparent ETF. (Not that I personally see the point of them). http://www.klgates.com/files/Publication/988b8d16-4819-457c-bfd2-0345d7652754/Presentation/Publica... Read more »

Retirement spending and happiness


June 26, 2014, 10:47 am

Fidelity at https://www.fidelity.com/viewpoints/retirement/what-to-spend-in-retirement says, Our rule of thumb is that most people can expect to spend about 85% of their after-tax working income in ... Read more »

UTG, Closed End Funds, and Leverage


June 17, 2014, 9:02 pm

Over the last several months from time to time I have read of certain income oriented investors buying some of the utilities fund UTG. I looked at its stats and rolled my eyes. It seemed like the pro... Read more »

margin account and association with Form 1099-DIV


June 14, 2014, 2:02 am

Have a has a margin account with Investit Investment Company. The stocks and bonds in the account earned dividends and interest of $10,000 in 20X9. The $10,000 was paid directly to the margin account... Read more »

Want to lease mineral rights to an oil company


June 11, 2014, 9:01 pm

I own mineral rights in SW OK and want to find oil companies interested in them. How do I do this. Read more »

Irrevocable Trust for "Small" Estate?


June 4, 2014, 12:08 am

A friend has about $1.6 million in assets. He is about 61-years-old. After his death and his wife's death, the friend has two nephews (both adults in their 20s and 30s) to whom he wants to leave the ... Read more »

can you roll over the non-invested portion into a new 401k


May 31, 2014, 10:51 am

can you roll over the non-invested portion of your 401k to your new 401k Read more »

buying family home with no down payment.


May 29, 2014, 8:40 pm

she has bought me a mobile home which I pay all the costs and have a life estate. This has cost her excellent credit to be over the limit for her to refinance. If I could buy her home, she could sell... Read more »

Why is there a point to munis?


May 21, 2014, 5:13 pm

Why is there any point to munis? By that I mean, why aren't yields driven down to be equal to the after-tax yields of taxable bonds of similar maturities and credit quality? Obviously they are dr... Read more »

Media coverage of mutual fund holdings as a driver of flows


May 20, 2014, 6:44 pm

According to this new paper, people invest in funds whose profitable holdings have been mentioned in the media. This does not help them choose funds that will perform well in the future. Winners in ... Read more »

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The best rated discussions

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5

Annuity vs Managed Payout


Have about $400K in 401k, diversified, but just sitting there since retirement 2 yrs ago. A broker/advisor is pushing me toward AVIVA IncomePlus Fixed Deferred annuity- Indexed fund w/Lifetime Pay... Read more »

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5

Rules change on 529 plans on FAFSA applications?


I've heard it stated for several years (perhaps erroneously) that 529 plans (both regular and 529/UTMA) don't get included on the FAFSA finaid application. However, I was just looking at the 2011-201... Read more »

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5

Life insurance vs. 529 plan


I've just had a fascinating e-mail. A grandparent had mentioned to a friend (who happens to sell insurance) that he was thinking about starting up a 529 for his recently born grandchild, as he'd don... Read more »

rating
5

Economics of retaining an older car, versus a buying a new car

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My wife and I are planner, saver types; we also had good fortune of being born to families who stressed hard work and education and as a result, we both have good careers, and have become financially... Read more »

rating
5

Upside down options


I am upside down due to the market even though I went in with 20% down. I pay regularily and even pay down principle on a regular basis. Besides something catastrophic, this trend will continue inde... Read more »

rating
5

401k rolled into a Roth IRA or traditional ira?


I will soon have to make a decision on my 401k plan.My company was sold to a private firm and I need to roll my 401k into a IRA or even another 401k.My question is this.....are there any restrictions... Read more »

rating
5

A tool for comparing mutual funds and etfs


An experimental tool I created is available: http://stockato.com/ The user needs to specify the symbol of one mutual fund/etf to receive similarly behaving other financial instruments. In case simila... Read more »

rating
4.5

making annuity liquid


I have a Jackson Perspective L Series Fixed & Variable Annuity. I'm age 65. Wanted to annuitize so I can start withdrawing money each year but agent told me annuitizing right now with low interest ... Read more »

rating
4.5

Life Expectancy table?


Can someone provide a pointer (specific URL) for the 2000 Individual Annuitant Mortality Table, aka the RP 2000 Life Tables, provided by the Society of Actuaries? I could not find it at www.soa.org. ... Read more »

rating
4

Vehicle Loan vs Home Equity Loan


We have a truck loan at $29,000 at 3.9%, payment about $690/mo. I was thinking about transferring that debt to a fixed rate 8% home equity loan for 10 years after paying it down to $25,000. That woul... Read more »