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There are 17445 articles in 2132 discussions. See the most recent and the best rated articles in Financial Planning

The most recent discussions

Calculating Roth IRA Basis

November 30, 2015, 7:48 pm

This is a followup to a question I asked back in June. My Roth IRA contains regular contributions as well as conversions from both deductible and non-deductible IRA contributions. I have not tracke... Read more »

$ Gift To Grandson ?

November 9, 2015, 6:36 pm

Hello, Sr. Citizen now, very, and would appreciate any advice or opinions on the following. Hate to admit it, but I miss a lot of the nuances now. Would like to give a gift to a Grandson of some... Read more »

Significant changes to social security claiming rules?

November 6, 2015, 6:09 pm

If I'm reading this correctly, does this mean that lots and lots of here's precisely how to apply for social security articles that have been written over the years are now pretty much entirely in... Read more »

capital losses vs HC premium tax credit

October 25, 2015, 3:20 am

Bad years for stocks give you tax flexibility by realizing gains minus-ed out by varying losses. At least assuming the tax code isn't insane, such as form 8962 (health care premium credit) appears to... Read more »

New SEC liquidity rules for funds, ETFs could have interesting effects

September 30, 2015, 3:44 pm

I ran across this piece on and thought people here might be interested: Some snippets: funds would have to report an ... Read more »

Social Security grace year & non-service month

September 2, 2015, 6:36 pm

I worked Jan/Feb then retired end of Feb 2013 & cashed in annual/sick leave. I started receiving Social Security in March. My total earnings for the 2 months were over the annual limit. Now they say ... Read more »

minimum salary for my wife to max out simple ira contribution.

August 24, 2015, 7:28 pm

Hello everyone I own a small business and was thinking about paying my wife a small salary so she can contribute simple ira to her retirement account. I am thinking a salary of $13550 that will all... Read more »

Roth Conversion 5-year Rule

June 16, 2015, 9:04 pm

I have a Roth IRA that contains regular contributions, conversions from both deductible and non-deductible IRA contributions (including a 401k rollover) and earnings. I was recently pondering how mu... Read more »

Is there a penalty to exchange Bellsout stock now?

May 21, 2015, 7:58 pm

Do I have to pay a per cent age of the the exchange value for Bellsouth stock if I exchange it on 6/1/2015? Will I get all the past dividends ? Who do I call? Read more »

Lower Cost Corporate Trustee?

May 9, 2015, 7:08 pm

I have googled and found discussion of this company: From my reading,if the individual Trustee selects as the corporate trustee then ... Read more »

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The best rated discussions

Life insurance vs. 529 plan rating: 5

I've just had a fascinating e-mail. A grandparent had mentioned to a friend (who happens to sell insurance) that he was thinking about starting up a 529 for his recently born grandchild, as he'd don... Read more »

Upside down options rating: 5

I am upside down due to the market even though I went in with 20% down. I pay regularily and even pay down principle on a regular basis. Besides something catastrophic, this trend will continue inde... Read more »

Annuity vs Managed Payout rating: 5

Have about $400K in 401k, diversified, but just sitting there since retirement 2 yrs ago. A broker/advisor is pushing me toward AVIVA IncomePlus Fixed Deferred annuity- Indexed fund w/Lifetime Pay... Read more »

A tool for comparing mutual funds and etfs rating: 5

An experimental tool I created is available: The user needs to specify the symbol of one mutual fund/etf to receive similarly behaving other financial instruments. In case simila... Read more »

Annuity Question rating: 5

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A financial advisor, who seems knowledgeable, has suggested a variable annuity called Lifeguard Freedom Flex from Jackson National Life Insurance Company. The purpose is to provide guaranteed income... Read more »

Can a non-resident alien invest in a 529 plan rating: 5

Hi: I am in U.S on a work visa and would like to invest for my child's college through ESA & 529 plan. I researched a few 529 plans (florida, nevada, georgia) but the eligibility in them is for U.S c... Read more »

401k rolled into a Roth IRA or traditional ira? rating: 5

I will soon have to make a decision on my 401k plan.My company was sold to a private firm and I need to roll my 401k into a IRA or even another 401k.My question is this.....are there any restrictions... Read more »

Potential loophole in the banking system? rating: 5

Can someone please give me some intelligent feedback on this website: This website claims you can get up to 10% on your Money Market Savings account. I do not believe this to be 'ki... Read more »

Rules change on 529 plans on FAFSA applications? rating: 5

I've heard it stated for several years (perhaps erroneously) that 529 plans (both regular and 529/UTMA) don't get included on the FAFSA finaid application. However, I was just looking at the 2011-201... Read more »

Economics of retaining an older car, versus a buying a new car rating: 5

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My wife and I are planner, saver types; we also had good fortune of being born to families who stressed hard work and education and as a result, we both have good careers, and have become financially... Read more » is a site by and for consumers of financial services and advice. We are not affiliated with any of the banks, financial services or software manufacturers discussed here. All logos and trade names are the property of their respective owners.

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