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There are 17429 articles in 2125 discussions. See the most recent and the best rated articles in Financial Planning below

The most recent discussions

Roth Conversion 5-year Rule


June 16, 2015, 9:04 pm

I have a Roth IRA that contains regular contributions, conversions from both deductible and non-deductible IRA contributions (including a 401k rollover) and earnings. I was recently pondering how mu... Read more »

Is there a penalty to exchange Bellsout stock now?


May 21, 2015, 7:58 pm

Do I have to pay a per cent age of the the exchange value for Bellsouth stock if I exchange it on 6/1/2015? Will I get all the past dividends ? Who do I call? Read more »

Lower Cost Corporate Trustee?


May 9, 2015, 7:08 pm

I have googled and found discussion of this company: http://www.fiduciarypartners.com/services/. From my reading,if the individual Trustee selects fiduciarypartners.com as the corporate trustee then ... Read more »

Least Expensive Corporate Trustee


May 6, 2015, 12:00 am

Can anyone recommend a financial institution for its inexpensive fees for being a Co-Trustee? US Bank has been the corporate trustee for this trust. Their service is poor; a legal notice requiring a... Read more »

Social Security basics -- and WEP and GPO


April 30, 2015, 4:41 am

Wrote this about a month ago and thought folks here might find it helpful: Debunks a few myths about Social Security up front, then demonstrates how basic benefits are computed. (Folks are often ... Read more »

Rental House: Keep or Sell?


April 20, 2015, 3:31 pm

My long-term tenant is finally moving out of my rental house and I am again faced with the decision of keeping it or selling it. I have decided to turn to the fine minds of MIFP for advice. Here ar... Read more »

RE: IRA Tax


February 2, 2015, 11:43 am

My wife, when she retiured in 2006, rolled over her IRA into a bank sponsered IRA. She invested $15,600 +/- at the time and was charged a 5 1/4% commision so her actual investment was $14,800 +/-.... Read more »

RE: IRA Value


February 2, 2015, 11:43 am

Yje wife is 73 and I am 69. She has an IRA that was strated by one of the companies she worked for before she retired @ 62. It rolled over @$15,500 and the mutual fund took 5 1/2% or about $14,80... Read more »

Only silver plan rebates OOP, unaffordable care act


December 1, 2014, 1:39 am

To cover a scenario where your income falls off a cliff next year - whether loss of job or big capital losses - it sounds like it may be important to be covered by an extortionate SILVER health plan ... Read more »

Trust Book Suggestion Explaining Options For A Trust For Grandson ?


November 3, 2014, 11:38 pm

Hello, Am pushing 80 now, and have a 4 yr old Grandson. Sure helps in keeping one young ! Am thinking that I would like to set up some kind of Trust for him. Know nothing about Trusts, and will c... Read more »

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The best rated discussions

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5

Annuity vs Managed Payout


Have about $400K in 401k, diversified, but just sitting there since retirement 2 yrs ago. A broker/advisor is pushing me toward AVIVA IncomePlus Fixed Deferred annuity- Indexed fund w/Lifetime Pay... Read more »

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5

Rules change on 529 plans on FAFSA applications?


I've heard it stated for several years (perhaps erroneously) that 529 plans (both regular and 529/UTMA) don't get included on the FAFSA finaid application. However, I was just looking at the 2011-201... Read more »

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5

Life insurance vs. 529 plan


I've just had a fascinating e-mail. A grandparent had mentioned to a friend (who happens to sell insurance) that he was thinking about starting up a 529 for his recently born grandchild, as he'd don... Read more »

rating
5

Economics of retaining an older car, versus a buying a new car

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My wife and I are planner, saver types; we also had good fortune of being born to families who stressed hard work and education and as a result, we both have good careers, and have become financially... Read more »

rating
5

Upside down options


I am upside down due to the market even though I went in with 20% down. I pay regularily and even pay down principle on a regular basis. Besides something catastrophic, this trend will continue inde... Read more »

rating
5

401k rolled into a Roth IRA or traditional ira?


I will soon have to make a decision on my 401k plan.My company was sold to a private firm and I need to roll my 401k into a IRA or even another 401k.My question is this.....are there any restrictions... Read more »

rating
5

A tool for comparing mutual funds and etfs


An experimental tool I created is available: http://stockato.com/ The user needs to specify the symbol of one mutual fund/etf to receive similarly behaving other financial instruments. In case simila... Read more »

rating
4.5

making annuity liquid


I have a Jackson Perspective L Series Fixed & Variable Annuity. I'm age 65. Wanted to annuitize so I can start withdrawing money each year but agent told me annuitizing right now with low interest ... Read more »

rating
4.5

Life Expectancy table?


Can someone provide a pointer (specific URL) for the 2000 Individual Annuitant Mortality Table, aka the RP 2000 Life Tables, provided by the Society of Actuaries? I could not find it at www.soa.org. ... Read more »

rating
4

Vehicle Loan vs Home Equity Loan


We have a truck loan at $29,000 at 3.9%, payment about $690/mo. I was thinking about transferring that debt to a fixed rate 8% home equity loan for 10 years after paying it down to $25,000. That woul... Read more »