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There are 17437 articles in 2128 discussions. See the most recent and the best rated articles in Financial Planning

The most recent discussions

New SEC liquidity rules for funds, ETFs could have interesting effects

September 30, 2015, 3:44 pm

I ran across this piece on and thought people here might be interested: Some snippets: funds would have to report an ... Read more »

Social Security grace year & non-service month

September 2, 2015, 6:36 pm

I worked Jan/Feb then retired end of Feb 2013 & cashed in annual/sick leave. I started receiving Social Security in March. My total earnings for the 2 months were over the annual limit. Now they say ... Read more »

minimum salary for my wife to max out simple ira contribution.

August 24, 2015, 7:28 pm

Hello everyone I own a small business and was thinking about paying my wife a small salary so she can contribute simple ira to her retirement account. I am thinking a salary of $13550 that will all... Read more »

Roth Conversion 5-year Rule

June 16, 2015, 9:04 pm

I have a Roth IRA that contains regular contributions, conversions from both deductible and non-deductible IRA contributions (including a 401k rollover) and earnings. I was recently pondering how mu... Read more »

Is there a penalty to exchange Bellsout stock now?

May 21, 2015, 7:58 pm

Do I have to pay a per cent age of the the exchange value for Bellsouth stock if I exchange it on 6/1/2015? Will I get all the past dividends ? Who do I call? Read more »

Lower Cost Corporate Trustee?

May 9, 2015, 7:08 pm

I have googled and found discussion of this company: From my reading,if the individual Trustee selects as the corporate trustee then ... Read more »

Least Expensive Corporate Trustee

May 6, 2015, 12:00 am

Can anyone recommend a financial institution for its inexpensive fees for being a Co-Trustee? US Bank has been the corporate trustee for this trust. Their service is poor; a legal notice requiring a... Read more »

Social Security basics -- and WEP and GPO

April 30, 2015, 4:41 am

Wrote this about a month ago and thought folks here might find it helpful: Debunks a few myths about Social Security up front, then demonstrates how basic benefits are computed. (Folks are often ... Read more »

Rental House: Keep or Sell?

April 20, 2015, 3:31 pm

My long-term tenant is finally moving out of my rental house and I am again faced with the decision of keeping it or selling it. I have decided to turn to the fine minds of MIFP for advice. Here ar... Read more »


February 2, 2015, 11:43 am

My wife, when she retiured in 2006, rolled over her IRA into a bank sponsered IRA. She invested $15,600 +/- at the time and was charged a 5 1/4% commision so her actual investment was $14,800 +/-. ... Read more »

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The best rated discussions

Upside down options rating: 5

I am upside down due to the market even though I went in with 20% down. I pay regularily and even pay down principle on a regular basis. Besides something catastrophic, this trend will continue inde... Read more »

A tool for comparing mutual funds and etfs rating: 5

An experimental tool I created is available: The user needs to specify the symbol of one mutual fund/etf to receive similarly behaving other financial instruments. In case simila... Read more »

Life insurance vs. 529 plan rating: 5

I've just had a fascinating e-mail. A grandparent had mentioned to a friend (who happens to sell insurance) that he was thinking about starting up a 529 for his recently born grandchild, as he'd don... Read more »

Rules change on 529 plans on FAFSA applications? rating: 5

I've heard it stated for several years (perhaps erroneously) that 529 plans (both regular and 529/UTMA) don't get included on the FAFSA finaid application. However, I was just looking at the 2011-201... Read more »

Economics of retaining an older car, versus a buying a new car rating: 5

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My wife and I are planner, saver types; we also had good fortune of being born to families who stressed hard work and education and as a result, we both have good careers, and have become financially... Read more »

401k rolled into a Roth IRA or traditional ira? rating: 5

I will soon have to make a decision on my 401k plan.My company was sold to a private firm and I need to roll my 401k into a IRA or even another 401k.My question is this.....are there any restrictions... Read more »

Annuity vs Managed Payout rating: 5

Have about $400K in 401k, diversified, but just sitting there since retirement 2 yrs ago. A broker/advisor is pushing me toward AVIVA IncomePlus Fixed Deferred annuity- Indexed fund w/Lifetime Pay... Read more »

making annuity liquid rating: 4.5

I have a Jackson Perspective L Series Fixed & Variable Annuity. I'm age 65. Wanted to annuitize so I can start withdrawing money each year but agent told me annuitizing right now with low interest ... Read more »

Life Expectancy table? rating: 4.5

Can someone provide a pointer (specific URL) for the 2000 Individual Annuitant Mortality Table, aka the RP 2000 Life Tables, provided by the Society of Actuaries? I could not find it at ... Read more »

Vehicle Loan vs Home Equity Loan rating: 4

We have a truck loan at $29,000 at 3.9%, payment about $690/mo. I was thinking about transferring that debt to a fixed rate 8% home equity loan for 10 years after paying it down to $25,000. That woul... Read more » is a site by and for consumers of financial services and advice. We are not affiliated with any of the banks, financial services or software manufacturers discussed here. All logos and trade names are the property of their respective owners.

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