Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
does this pass reasonability test
hello all, in going over the family finances, came across what at 1st glance looks like an anomaly, but perhaps it's not. a fulltime student, total income 2008 of $16,000 paid federal taxes $220.00...
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NY Times: "The Big Fix"
article discusses, with wonderful historical anecdotes and statistics, what worked, and didn't, during the Great Depression and more recent, individual nations' economic crises worldwide; Green jobs;...
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credit money system question
Someone defaults on paying a mortgage, but the bank created the money out of thin air... how is this a loss for the bank, if they created the money from the 10% reserve they should have? I don't get...
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Inflation of Gold
I know an investment banker who converted all his net worth into gold at the beginning of 2007 just before everything tanked. Gold is a popular investment today. It is even possible to invest in gold...
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What's the point of EE savings bonds nowadays?
Or, rather, since 2005. Leaving aside the $10K annual purchase limit ($5K electronically, $5K of paper bonds), since 2005 Series EE bonds are *fixed-rate securities*, with the rate being 90% of the...
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CD insurance question
Andy asks, Does anyone here know if "brokered CDs" carry the same FDIC insurance guarantees as CDs bought privately from a bank ??? Thanks
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Can a Home Equity Line of Credit Outlive The Home?
I used to own a condominium, on which I had a mortgage (from a mortgage company), and a home equity line of credit from Bank of America. Years ago, I sold the home, and paid off both of these debts. I...
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Are Mutual Funds Worth It?
Many say that an actively managed mutual fund is not worth it because most do not outperform the market and hence investors are encouraged to invest in index mutual funds. However, is it a good idea...
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How long will 401(k) "stable value funds" remain stable?
Apropros of the discussion earlier, I wanted to pass this tidbit along: -- Rich Carreiro
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bank accounts with online statements going back many years
The bank I use has online statements only going back a few months, currently to November 2008. I do get monthly paper statements. Are there any banks that offer access to an unlimited history of...
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Honda
I am reading the latest book by Jeremy Siegel that you recommended, and I am thoroughly enjoying it. He is a little bit stuck on extrapolating past experience into the future, but he presents some...
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Increase Risk as You Age?
Many financial advisers claim that young people should set up their portfolios such that it is most risky e.g. 100% stocks. As the individual ages and relies on income into retirement, he or she...
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Q on Equity line
Q on Equity line ***************************** We have a rental property ( townhome) that is fully paid up. It has been continually rented for many years. I would like to get an equity line- just in...
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Pulling out of no-lapse guaranteed universal life market
Has anyone heard news of AXA or anyone else pulling the plug on their no-lapse life products? If so, do you know why? I would assume, obviously, because they're not making money, or are predicting not...
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Protecting Yourself from Stagflation
Stagflation, a rise in prices during periods of economics stagnation, occurred in the 1970s and occurred again in 2007-08 before making a transition into deflation. What is the best way I can protect...
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