Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
cash - for IRA, college, mortage, etc
We have some "investments" that we need to fund, and was wondering what order makes the most sense. We have cash in some money markets, CD's, and even static savings/checking accounts along with all...
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CD's maturing and taxes
I have CD's at many banks and one is always maturing every other month . Should I just rely on the 1099 to know how much tax I owe, or do you make a record of each one in a notebook and tally that up?...
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Roth-icize Now?!
It may be the ripest of times to convert a traditional IRA to a Roth one. Depressed values now mean low conversion tax. Considerable upside potential will then be untaxable. But is there an exposure...
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International Bank With No Mortgage, CDO, or Derivative Exposures?
I am searching for a relative for a large international bank that is very well capitalized and does not have any exposure to mortgages, collateralized debt obligations, or derivatives. Any...
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Strategy for Reducing Tax on Retirement Plan Withdrawals
I've been trying to figure out a way to withdraw funds from retirement accounts without paying tax at income rates. How about this? To take an example, assume you believe that emerging market stocks...
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investing in precious metals
What are the options for investing in precious metals? - Buying actual gold and silver. - Buying ETFs such as GLD. What are the risks here other than the price of gold itself? - Gold Money ( Do folks...
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Pre-Paid Legal Services--are they worth joining?
Back in 2003, when I was working as a full-time teacher, I joined a Pre-Paid Legal Service. You can call & get advice for free & will be assigned an appropriate lawyer (if needed) at 25% discount....
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Variable annuities not so bad?
In the past, Moshe Milevsky has been an outspoken critic of variable annuities. He's singing a different tune now. What changes in VAs do you think changed his mind, and is he right? From today's...
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Munis: Sale of the Century?
Some analyst on CNBC had this to say today: _____________________ You really have to start to put some money to work," Dan Genter, of RNC Genter Capital Management in St. Louis, told CNBC. He advises...
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Emulating the Dow with individual stocks
If I have some amount of money, say $X, how can I compute how much of that needs to be invested in each of the individual stocks in the DJIA in order to emulate the returns of the index? Anoop...
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plan for higher income tax rates
As the article explains, the inexorable logic of "tax the rich" is to extend the definition of "rich" to lower and lower incomes. and the Tax Tipping Pointby Adam Lerrick Wall Street Journal October...
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Vanguard's misleading advertisement -- style momentum works
Vanguard has an advertisement that says "Simple truth: performance chasing is a losing investment strategy" Apparently they are too lazy to test their statements before making them, as the following...
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How to avoid participating in bubbles
Over the last so many years, we have seen several bubbles, such as dotcom bubble, commodity bubble, housing bubble, etc. Participating in these bubbles proved very costly. So, a question arises, can...
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Arbitration
I an considering going to arbitration with my ex-financial advisor (an A.G. Edwards employee) for risky and non-diversified holdings in my fixed income account. Can anyone tell me if the income I...
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The Fed
Reading a financial tome the other day, I see: "The law gives the Fed power to trade in the bond market. The FOMC can direct the 'easing' of credit by having its trading desk in NY buy US Treasury...
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