I am reading that tax deffered account like 401K aren't so great because you end up paying ordinary income tax rates on the withdrawls. Is it better then to invest your money directly in stocks and just pay the long term capital gains tax rate, 15%?
I have already maxed out my 401k and IRA's . Now I want to max out a SEP for a side-business. But should I just invest the money in stocks directly? Which is better?
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