Thanks for all your suggestions. They make great sense. But unfortunately, something else has happened to cause me to divert my attention to a far greater problem:
My main bank, holding both my Savings and Checking accounts, has gone through some sort of conversion resulting in using Direct connection from Quicken to the bank. In the process of doing this conversion, instructions from the bank to me were to deactivate the two accounts in Quicken (options in Account List->Edit->Online Services)) and then reactivate them, connecting them as Direct Connection accounts.
This unfortunately resulted in losing most of my banking history before about July, 2015. The balances were correct, but now I am faced with having a complete transaction history, but not in one file.
My historical backups contain transactions up till July 2015 (for these accounts) and a complete history for all otther accounts. My current file contains transactions since July, 2015 for these 2 accounts, and a complete history for all other accounts. I have tried to combine the historical transactions into my current file, without success. Even Quicken support couldn't help me out of this one. So now my Quicken file is split.
Income taxes for 2015 may wind up being extra work, having to combine two analyses together. But some normality should return as of
01/01/2016.If any one has any ideas about how to create one Quicken file out of two, I'd sure appreciate hearing from you.