Q Performance Report

I had asked a month or two ago about getting better information:

I'm using Quicken 21012 Home a& Business primarily to deal with investment which >are mostly stock, bonds, preferreds and mutual funds. I also track a couple of >IRAs and retirement funds and some debt. I wrote a spreadsheet in Excel to >determine the yearly percentage return from original purchase to today. >In order to do that, I need the totaled dividends and interest from purchase >date till today. >Quicken gives "Gain/Loss" which it says is total gain or loss since purchse date >(pre-tax), "Gain/Loss (%)" which is is given as the Gain/Loss as a percentage of >your cost basis and "Return" which is given as Market value plus cash income >plus sale income minus dollars invested (since you invested) >So my questions are: > 1) Is Gain/Loss+Market Value giving me the same as Return? If I add the >current value to Gain/Loss, I should end up with the same number as Return but >it doesn't > 2) When I divide Gail/Loss by Market Value, the resultant percentage doesn't >match Gain/Loss (%). >I'm trying to breakout the dividends that the investments are throwing off, >divide by the invested amount (including commissions and fees) and then >determine the annual rate of return for the time period I've owned the >investment >FX; Purchase an investment for $10 in 1980; it started paying $0.50 per year >dividend and is now paying $1.00 per year in dividends. I've owned the >investment for 37 years, 2 months. What's the annual rate of return for the >investment? Dividends started at 5% and is now at 10% but what's the average >annual return? I've got about $300 in income from this investment and IF I divide >by 37, I get about 8% return. BUT that's not right because later years build on >earlier years earnings, so what is the real >rate of annual return? This ignores the >current/market value, gain/loss and return the Quicken provides. How do I pull the >earnings from the columns provided or how can I get them from the database >Quicken uses? >I'm shooting for 5%-6% yearly returns on my portfolio and want to buy/sell based >on the return in dividends, not the gain in investment price. If I don't sell, I don't >care (not too much anyway) about the investment gain/losses in market >price.

Someone suggested that I use the "performance report" build within Quicken. I've been trying but quicken reports on all investments - even the ones I have sold and am not interested in. I also have the investment marked (investments>Securities List make as hidden nut they are still being reported on. But on top of everything else, Q doesn't give a correct percentage return - they vary from the real return and I can't find out why. I'm just not getting what I want - a report that shows me the return on investment on a cumulative yearly percentage. Does anyone know how to get to my end point from what Q provides? R. Wink

Reply to
rwwink
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t sell, I don't

Suggestion: go to Portfolio, select Investing, Select your account, select your security of interest,under reports select Investment Performance with custom dates and subtotal by year. Your report will show you the percentage gain/loss for that security for each year taking into account the value at the start of the year, the value at the end of the year and the dividends received that year. Try it and see if that works for you.

David P.

Reply to
David P.

Within Quicken, you can't. Your definition of 'Return' is not comparable t o their definition (See the Quicken glossary in Help). Similarly what you are defining for Return on Investment is different than their definition, a nd I suspect what you are using as Amount Invested is different.

You can create a report that documents the dividends you received over the years. Similarly, you could create a report for what you paid for the shar es over the years. Because of potential sales, this second task will be mo re difficult. Relying on cost basis as the investment amount would be much easier. Export those reports to Excel and do your own computations.

I would continue to hold forth that your methodology based on historical di vidend patterns is not very suitable for the assessment you seem to be tryi ng to make - what pays good dividends now.

Reply to
Tod

Reply to
rwwink

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