I am doing my taxes with H&RBlock software. I got my health insurance through a marketplace and don't qualify for a subsidy.
H&R demands that I enter my 1095-A forms and then says it can't calculate my subsidy because Part III column B is all zero. It now will not allow me to file taxes until that is fixed.
I suppose they have a point, it can't calculate the subsidy without information my insurance company seems to have left out, but since I won't qualify for a subsidy anyhow, that seems to be irrelevant.
I can get around this all by just tell H&R that I didn't buy insurance through the marketplace. Otherwise I would have to figure out the correct column B numbers and I then I would be contradicting the 1095-A data.
Any downside to telling H&R that I have the required Health Insurance, but didn't get it through the marketplace?