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The most recent discussions


November 28, 2015, 4:17 am

We are project funder with our cutting edge and group capital fund we can f inance your signatory projects and help you to enhance your business plan, our financial instrument can be used for purc... Read more »

Stamp duty on 2nd homes

November 26, 2015, 9:45 am

The rate of stamp duty on second-homes is set to increase. Will this affect home owners who buy a new property before selling their existing home? Read more »

Mutilated banknotes

November 17, 2015, 3:27 pm Oh my god what's wrong with just handing it in at the bank? -- Last night I reached for my liquid Viagra and accidentally swi... Read more »

A company asked me for a VAT invoice (but I don't pay VAT)...

November 16, 2015, 2:34 pm

I did a bit of graphic design work for a major company and they agreed the work, but now they are saying they want a VAT invoice from me so that they can pay me. However, I don't pay VAT. I was u... Read more »

I had a strange debate about debt...

November 15, 2015, 6:21 am

Can anyone help me solve this conundrum? I was having a debate with a friend over the subject of clearing credit card debts, when one has several credit cards, each with a different interest rat... Read more »

Linux beats everyone with LibreOffice now starting in 1 second and opens fi...

November 8, 2015, 11:18 am

Linux beats everyone with LibreOffice now starting in 1 second and opens files in 1 second ------------------------------------------------------------------------------------------ Whoa! A recent... Read more »

The paper money is made from

October 28, 2015, 8:28 pm

Does anyone know what paper money is made from? Why isn't this paper used for waterproof notebooks? Because the stuff they currently use (allegedly stone based?) isn't very good. -- Gary's weath... Read more »

Remove 1p and 2p coins?

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October 27, 2015, 3:04 pm

1p and 2p coins are pretty much useless and should be removed, like they removed 0.5p coins ages ago. Comments? -- Next time you wave at me, use more than one finger please. Read more »

wife buys husnband's share of house? CGT? stamp duty?

October 26, 2015, 10:42 am

I wonder if someone can tell me what the tax position would be for the following? My wife and I own (as joint tenants) a house which we let. It was once our home. There is no mortgage on it. We w... Read more »

Where's the main (unofficial) TalkTalk forum?

October 24, 2015, 12:55 pm

Where the best discussion forum for TalkTalk's recent data theft? TalkTalk used to have its own forums but they aren't going to be very useful. Thnaks for any info. Read more »

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The best rated discussions

Independent Banking Advisory Service rating: 5

Has anyone had any experience using this service or any similiar? Seem keen to want a help but want to charge up front which leaves me a bit suspicous. Any info would be appreciated John Read more »

Qualifying week - maternity pay? rating: 5 says: To calculate your average weekly earnings your employer will average your gross earnings over a period of at least ei... Read more »

Mortgage endowment complaint rating: 5

  [ 2 ]

Can anyone advise on this please; I have been offered £15,698.44 (surrender value being £10,476.15) for an endowment policy from Friends Provident which I complained I was mis-sold. The policy ... Read more »

Foreign accounts. rating: 4

Does anyone have experience in setting up a bank account in a foreign country (in Europe, not US). Which is the best department to focus on - marketing, international banking, etc. Is it a hass... Read more »

sort code rating: 4

I have the sort code but not the bank address, any ideas how to find it 40-37-19 Read more »

Woolwich/Barclays OpenPlan Offset Tracker Mortgage rating: 4

Hi All, I'm considering getting one of the above. I've seen several posts on this group suggesting that it is better to get the Offset Tracker mortgage through Barclays rather than the Wooli... Read more »

Sort Code rating: 4

Hi, Is there anyway to find out which branch a sort code belongs to? The one I need at the moment is 30-84-41 TIA Read more »

How long will it take? Halifax > HSBC rating: 4

Hi, How long will it take to transfer funds from a Halifax account to a HSBC account? The funds was sent this afternoon around 5:30pm Read more »

John Bond HSBC Out of Touch rating: 3

According to Inner City Press, HSBC, or at least its chairman John Bond, is deeply in denial. From the Financial Times of December 24, 2004: Household has faced accusations of predatory lending fro... Read more »

Self Assessment Tax Return Postal Address rating: 3

Hi, Could anyone please tell me where I should send my self-assessment tax return form to? In previous years I received the form from HMRC's Cardiff office (with its return address already print... Read more » is a site by and for consumers of financial services and advice. We are not affiliated with any of the banks, financial services or software manufacturers discussed here. All logos and trade names are the property of their respective owners.

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