My RBS debit card has always been like that, even going back to the time when it was called "Switch".
Until now I had no idea that other debit cards had the account number on them.
It's never caused me a problem.
My RBS debit card has always been like that, even going back to the time when it was called "Switch".
Until now I had no idea that other debit cards had the account number on them.
It's never caused me a problem.
With all the paranoia about not exposing your bank details in case someone fraudulently sets up a direct debit agreement and drains your account, I'm surprised that any of the banks still print the full account details on debit cards.
If someone was a victim of this kind of fraud they'd be blaming the bank for printing the number on the card. If they don't print the number they still complain, so the banks can't win whatever they do.
Chris
In view of the security risks perhaps they should consider destroying statements before discarding them.
You still need to show a debit card if you use it in most overseas countries.
Chris
I don't. I see it as the banks problem not mine.
What?
It would be your problem if those documents were use in some kind of identity fraud.
If you use your debit card to make a purchase in a country where they don't have the chip & pin system you need to hand your card to the cashier to process the transaction. That's why it's better not to show your full account details on the card.
Statements are for your personal reference only and don't normally need to be shown to other people. Once you've finished with them you either store them in a safe place or destroy them.
Chris
Except of course the myriad companies that demand copies of things such as bank statements as ID.
I'd be reluctant to supply anyone with a bank statement that contained such private and confidential information.
A bank statement is not proof of identity and is never asked for as such. What they are looking for is proof of address, and for that a utility bill or council tax bill is usually acceptable.
Chris
Banks protect people from identity fraud. In fact on several occasions I've received a phonecall during an unusual purchase to make sure it's me. If I hadn't have authorised it on the phone, it would have failed.
I had to do that here once when the chip failed. She looked at my signature on the receipt, then at the back of the card which wasn't signed (I think either I'd forgotten or it had rubbed off). She said my card must be signed, so I signed it. She actually had the stupidity to check the two signatures matched!
Like I'm going to bother buying a shredder just for that. They go in the blue bin with the rest of the paper.
Can you point me to any banks T&C where it states that no one can see your card?
They try to, but you were complaining because they didn't print the full bank account details on debit cards. Do you want them to expose your personal information or not?
It's up to you, but I bet if someone stole your account details and used them fraudulently you'd be the first to blame everybody except yourself and your own carelessness.
I don't regard it as personal information. All you can do with a sort code and account number is pay ME money.
I'd blame the person who sifted through my blue bin, because he'd be a criminal.
I don't regard it as personal information. All you can do with a sort code and account number is pay ME money.
I'd blame the person who sifted through my blue bin, because he'd be a criminal.
Those were the exact same words Jeremy Clarkson famously used when he published his account details in a newspaper column after dismissing the significance of the government losing confidential computer disks. Someone fraudulently set up a direct debit on his bank account and took £500 from it.
Obviously that isn't always the case. Did you read the story in the link I provided?
All the details you need are right there on most debit cards. Name, account number, sort code, and signature.
I could produce a utility bill of my own with around 30 minutes of work. How is a bill proof of address?
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