Latest threads in UK Finance Discussionsshow only best voted threads

Subject Author Posted Replies
 
Financial gitfts
If we came into an inherance are we allowed to give sums of money to our son to help with home purchase without tax implications? Or does it need to be an interest free loan to avoid us paying tax on...
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Made Full Credit Card Payment
I made the full payment of my credit card due. was that a good decision? ganesh
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Offset mortgage And Mortgage duration
Hi All, I'm wondering whether my thoughts on this are right or not and thought I'd ask you 'gurus' on the matter. My question is: If I feel that I can pay off an offset mortgage quicker than the...
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No wonder fraud is on the increase
A colleague of mine was recently the victim of a bank fraud in which a Bad Guy got hold of the details of her bank card and went on a little shopping spree with it via various websites. Now we're not...
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CFDs online trading software
I could not recommend the Wintrader CFDs trading platform enough. For a first time online trader it has to be the easiest to use by far. You can download Wintrader from and open a practice account...
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Woolwich/Barclays OpenPlan Offset Tracker Mortgage
Hi All, I'm considering getting one of the above. I've seen several posts on this group suggesting that it is better to get the Offset Tracker mortgage through Barclays rather than the Wooliwch (I...
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Does putting in cavity wall insulation have a value?
Due to the recent cold snap, I have realised that it is about time I put in cavity wall insulation. However I would like someone else to pay for it. Is there value for me putting in insulation, apart...
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ISAs here to stay?
001 I'm particularly interested in the statement: "What's more, the maxi/mini ISA distinction will also be removed, making the savings scheme simpler for everyone to understand."
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Ripping off the scared and gullible
Just heard this co on the BBC. (cv3, irish just opening up here) Pay 3.50 to deposit money and get what AFAICS is a one-time credit card number ...and then pay 1.75 to get back (your own!) unused...
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Claiming travelling expenses for travel to out other head office.
I work in my firms London head office, but occationally need to travel to our other head office in Bracknell, when I do this my firm allows me to claim 40p/mile expenses for using my own car. At the...
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India's Sensex breaks 13,000 mark
Bombay Stock Broker Indian shares have bounced back after sharp falls in May and June India's main stock index, the Sensex, has broken the 13,000 milestone and reached its best-ever finish on Monday....
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Transfer House to Spouse
I bought a buy to let property 10 years ago, and I've only a small mortgage left, approx 10k. I've since got married and with my wife not working at the moment I thought it might be beneficial to put...
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Taxability of Capital Gains by Non-Residents
Can anyone tell me whether a UK non-resident and non-domiciled person is subject to capital gains tax on UK investment property (real estate)? The prospective investor is a company formed and...
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Gran giving away inheritence before she dies.
My Nan owned her own house and I was one of three benifactors in her will. Due to ilness she has recently decided to move in with my Dad and sell her house. Her house sold for £200k (ie below IHT...
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Why is Identity Theft SO easy? They should change the system, because now it is WIDE open to abuse
In theory, how easy is it for someone to change their name to Joe Bloggs 1. Proof of ID - The Gold standard is obviously the UK passport. If someone changed their name, they could go to the UK...
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