Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
Reinvesting distributions becomes even dumber
I have always considered it bad to reinvest distributions in mutual funds, and new tax rules will make it a worse nightmare: þedburner&utm_mediumþed&utm_campaignþ(this link may become broken up and...
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Best tool to see my entire financial picture?
I am still here running Microsoft Money sunset. It no longer automatically imports data from financial institutions. Any recommendations for tools that do not require a lot of manual entry? Should I...
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Ally Bank CD - 1yr vs 5yr (w/penalty)
rates As the first CD is coming due in June, was wondering about a comment that I read. Instead of going with the 1yr @ 1.0%, go with the 5yr @ 1.74% and forfeit the 60day penalty interest if we need...
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Dependent-care FSA vs tax credit
[copied from ] Morningstar article on dependent-care FSA vs tax credit A must-read for anyone with kids in daycare, with a nanny, etc. particular, there are some great examples of how much less is...
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Smoothing year to year income taxes
On years with lumps of income I used to smooth it out federally by paying state income tax prepayment due Jan 15 earlier at Dec 30 and increasing it. Maybe just moving it helps, due to it vanishing...
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Bond Sell-Off and TIPS
Should investors in TIPs reduce their holdings, as a bond sell off is predicted? Or, would it be worth holding them for future inflation hedge? Mig
 
High deductible home insurance options?
I have two condominiums I rent out. My understanding was my condo fees covered insurance of everything outside my walls. But my realtor told me I should still have home owner insurance in case I...
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A tool for comparing mutual funds and etfs
An experimental tool I created is available: The user needs to specify the symbol of one mutual fund/etf to receive similarly behaving other financial instruments. In case similarly behaving patterns...
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bond issues
News is obam wants to tax corp debt higher to pay for a lower corp income tax. If so what does this do owners of existing bonds, such as value and yield of lqd? Also are there any funds of puerto...
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Qualified Charitable Deductions, Part 3
QCDs are a direct donation to an established charity from an IRA without impacting Adjusted Gross Income. It does count toward Required Minimum Distibution. It appears they may be renewed: 1 & 2 were...
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Why buy and hold doesn't work anymore
I'm sure most of you saw this, but just in case... summary: Andrew Lo (MIT economist) says technology is one of the major driving forces of stock market volatility. And volatility is so high now that...
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Zvi Bodie pushes TIPs again...
Major piece in today's Wall Street Journal, "Why Stocks are Riskier Than You Think" by Zvi Bodie and Rachelle Taqqu (Of course, Bodie and Taqqu are also hoping that this article will lead a lof of...
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Return on Investment
Is there a standardized (SEC) way to calculate the annual Total Return on a portfolio under the following circumstances. The portfolio consists of two taxable accounts and two tax deferred accounts....
 
Estate Planning Question
A revocable trust, which includes the A&B trusts (one for the credit exemption and the other for the marital deduction) is a very common estate planning tool. Generally to avoid probate, the assets...
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Estate Question
Not sure this is the right place, but you all seem to know a lot of answers. My wife prepaid the "assisted" care home for her mother and the Long Term Care Ins reimbursed her with a check made out in...
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