Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
New Moderator
Meanwhile, we earnestly solicit nominations from the participants. PLEASE DIRECT NOMINATIONS BY EMAIL to using the heading "MIFP Moderator". Nominations will be confidential, together with any...
 
2013 Medicare Tax
Will this tax be on 1- pension income? 2- social security income?
 
Life insurance vs. 529 plan
I've just had a fascinating e-mail. A grandparent had mentioned to a friend (who happens to sell insurance) that he was thinking about starting up a 529 for his recently born grandchild, as he'd done...
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New Moderator
For some time Edward K. Zollars and H.W. "Skip" Weldon have served as co-moderators of (MIFP). We have decided it is time to resign and appoint a new Moderator for MIFP. The process for selection of a...
 
rent vs. buy calculator from Cleveland Fed
I have not tried it, but the description on the site seems reasonable. whether buying a home is a better financial move for a family than renting requires a consideration of costs and options that...
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New Moderator
For some time Edward K. Zollars and H.W. "Skip" Weldon have served as co-moderators of (MIFP). We have decided it is time to resign and appoint a new Moderator for MIFP. The process for selection of a...
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Certified Checks
Do banks still certify checks? Does any recipient care (vs. money order, teller check, etc.)? I recently tried to get a check certified at Chase (formerly WaMu). The teller first told me that a bank...
 
stocks - buy & sell upside vs hold
I'm wrestling with a "sell strategy" for certain growth stocks that start as small green shoots and then climb and grow over a couple of years. Lately, I've seen a couple climb nicely and then get...
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SEC yields "are like the square root of negative-1 in algebra"
I really liked that quote from Frank Fabozzi in this Intelligent Investor column by the always-worth-reading Jason Zweig: Inflation-Protected Funds Get to Inflate Their Yields By JASON ZWEIG -snip-...
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Term vs. whole life
We just had a life insurance agent visit us a few days ago, because we thought of buying a certain term life insurance. The agent kept pushing a "whole life" policy on us and he just would not shut...
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Term vs VUL
I have been reading through the forums here and have found much information regarding this topic of term vs VUL. Mostly I buy into the idea of buy term for insurance only, invest the rest (which I am...
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Inflation?
While we are inundated with experts who point to gas prices, commodities, etc., and scream "inflation", I wish some of you economists out there would explain to me how we can have inflation with the...
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Income Tax Distribution - Real Data
I am hearing peole say things like, "The top 2 % of taxpayers pay 90% of the income tax." and "50% of the tax payers pay no taxes. "Increasing taxes on the wealthy won't help the deficit." Where can I...
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403b vendor - mutual funds vs annuities
My wife is a teacher and the school district has a 403b plan avail. There doesn't seem to be any magic to setting up a 403, as it appears to look like a normal account or IRA. However, the list of...
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Tax Foundation releases its marginal rate graphing tool
It's at: neat! See marginal tax rates on your income.