Latest threads in Financial Planningshow only best voted threads
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The top 3 ways to become debt free: Tip #2
Hey all, Here is tip number 2 of the series. As I said in post #1, I am new to the forum so I just wanted to provide a little bit of value. The next thing you want to do is reduce those variable...
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13 years ago
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Utilities' rates
Just for curiosity in this age of horrors about global warming, what do others pay for a) electricity and b) water? Electric: first 1,000 KWH energy - 6.69 cents (per KWH) fuel - 4.6 cents above 1,000...
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13 years ago
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mortage vs deed
In going thru our various papers, I was wondering how a real estate property (house) is managed with respect to a Deed vs Mortage... Who actually owns the house ? In looking at our house, we appear to...
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13 years ago
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IRA for my daughter
Our 18 year old daughter started working as an intern this year, while studying in college, and is expected to earn about $6,000-8,000/year. This is definitely great as it partially offsets her...
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13 years ago
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Face value on gold coins
I don't mean to sound crackpot, but I'm curious about the face value on American gold coins. We have a fiat currency, so the value of any money is whatever the Treasury prints on it. But when it comes...
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13 years ago
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looking for retirement calculator
My wife, a teacher, (is having a bad year), and went to discuss her (early) retirement & pension plan. So - we started looking around.... There appears to be tons of different Retirement Calculators...
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13 years ago
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$10k deposit - potential triggers CTR or SAR
We recently received two checks drawn from my wife's father's estate & trust - one for $6k and another for $4k. Deposited them today at the Chase ATM. Was then thinking about the TV shows where $10k...
3
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13 years ago
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What is a secondary market CD?
I bought a secondary market CD from Fidelity since the rate was higher ( ~2% for 3-year CD ). In the transaction it shows I spent: Principal amount: $36,000 Interest: $434 Net amount: $36,434 YTM:...
2
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13 years ago
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Trusts - treasure hunt for assets
My other "Trust" posting was about some of the beginning setup logistics, along with the internal sibling issues. tnx for the starting points concerning the front end. So, this is my impression...
3
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13 years ago
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3 | |
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Using Reverse Mortgage to Supplement Income
At some point when I'm gone (currently 78), my wife (75) will need additional income to live on. Her options appear to be sell our current home and move into something smaller or take out a reverse...
28
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13 years ago
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IRA - exchanges, transfers, etc
Have had my IRAs with Fidelity for years when I worked downtown, and the Fidelity office was right downstairs... Left that world several years ago... Was wondering - what are the effects of exchanging...
9
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13 years ago
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trustees, family trust, friction
My wife's family has 5 siblings - and both parents passed away in the past couple of years. There's been a lot of turmoil over the family's holdings of real estate - homes, condos, commercial...
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13 years ago
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IRS Announces Pension Plan Limitations for 2011
"9975, of these things are unchanged, particularly the ones which come up most often for folks trying to figure out how much they can save. Elective deferrals limit remains $16,500 Catch-ups for 50+...
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13 years ago
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Roth and the "Tax Free" concept
I see a lot of folks on this NG who keep talking about converting their IRAs to Roth IRAs touting the Roth being tax free on the back end as one of the big reasons to do this. The problem is that the...
6
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13 years ago
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Negative interest on TIPS
I see that the latest TIPS auction came in at -.55 percent (negative interest). Comments?
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13 years ago
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