Latest threads in Financial Planningshow only best voted threads
| Subject | Author | Posted | Replies | |
|---|---|---|---|---|
|
|
Replacements for BSV, VFSTX
For my own reasons, I am interested in switching out of Vanguard's BSV ETF and out of their VFSTX open-ended fund and would like recommendations for close equivalents (either ETF or "regular" funds)....
2
|
13 years ago
|
2 | |
|
|
Update on health care systems
Apparently Canada is beginning to consider privitization of health care - the article linked to below gives some info about facets of their public system that do not work well by American standards...
43
|
13 years ago
|
43 | |
|
|
Roth thoughts?
Any further thoughts about Roth tactics? Maybe we are passing a deadline for re-characterizing a Roth conversion? Is it not a good bet to put your most high potential return investments in it, since...
2
|
13 years ago
|
2 | |
|
|
personal escrow vs checking acct
Was wondering on how folks handle their finances with respect to large scheduled payments during the year ie - real estate taxes, insurance, college tuition, IRA's, etc Next year, we will be paying...
4
|
13 years ago
|
4 | |
|
|
Spiders vs. Vanguard index funds
I am considering investing some surplus money into S&P500 stocks. There are two ways to do it, one via Vanguard's index funds, and another via Spiders. I believe that they have a different tax...
3
|
13 years ago
|
3 | |
|
|
Long vs. short term CDs?
I am currently getting 1.3% in a high yield savings account offered online by Amex. Now the only CD's offering more than 1.3% are in the 2+ year maturities. Does it make it any sense to buy a 2+ year...
3
|
13 years ago
|
3 | |
|
|
Refinancing a Tiny Mortgage?
A friend of mine owes about $42k on his home mortgage. He has an excellent credit score. He would like to refinance. What banks are telling him is that the amount to be refinanced is so low that they...
24
|
13 years ago
|
24 | |
|
|
how much Roth contribution can my wife and I make for 2010?
Hello my wife and I got married this year. in the past i was not eligible for roth contribution due to making more than 120k. now that we are married the ceiling for married filing jointly has...
1
|
13 years ago
|
1 | |
|
|
Individual bonds or bond index funds?
I have a lot invested in Vanguard's bond index fund. Is there any advantage to buying individual bonds? I am quite overwhelmed on all the ratings, A, AA, AAA and then municipal/corporate. I understand...
10
|
13 years ago
|
10 | |
|
|
is it possible to consolidate SEP IRA and Simple IRA?
Hi everyone i am self employed and i have been invested in sep IRA for 2 years and simple IRA for 3 years. i have about 20k in sep and 40k in simple. is it possible to roll my sep ira into simple ira?...
—
|
13 years ago
|
— | |
|
|
Annuities vs investment portfolio
As some of my 50-ish peers are discussing their annuities, I'm at a crossraod as far as pursuing this totally new area, or just staying with my current investment portfolio. For sake of discusssion -...
17
|
13 years ago
|
17 | |
|
|
401k question
One of my relatives recently changed jobs and her new company does not offer a 401k plan for the first six months. Her previous company did offer 401k. The question is, can she contribute to an IRA?...
6
|
13 years ago
|
6 | |
|
|
Is joint credit the "union" or the "intersection"?
You have two people. Person G has good credit -- high income, little debt, never pays late, responsible credit card usage, etc. Person W has worse-than-G-but-not-bad credit -- significantly lower...
3
|
13 years ago
|
3 | |
|
|
Social security based on my wife's income.
I briefly glanced at a Yahoo Finance article a couple of months' back about maximizing social security income. It says a person whose spouse only is already receiving social security income can file...
15
|
13 years ago
|
15 | |
|
|
More about the personal finance course
Whether or not comparison of the costs of home ownership and renting are relevant to a course in personal finance is perhaps itself a subject for debate. There could very well be different opinions...
31
|
13 years ago
|
31 |