Latest threads in Financial Planningshow only best voted threads
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The next time you meet a banker ...
In the ongoing saga of how banks view the world, this article on Bloomberg today caught my attention. There is a very glaring absence of the "attorneys" who so vociferously and courageously champion...
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13 years ago
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Automatic IRAs proposed in Congress
Congressman Richard Neal, D-Mass., has introduced legislation that would allow companies to set up automatic payroll deposit Individual Retirement Accounts, or Auto IRAs, for workers who do not have...
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13 years ago
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Why do I have to borrow my own equity?
I'm almost sure this is a stupid question, but it seems like if I paid that portion of my mortgage (my equity), that portion belongs to me in some sense. Why do I have to "borrow" from it and pay...
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13 years ago
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Advice on Non-US Dollar Investing?
I think it would be wise to put some of the nest egg into accounts overseas, for example Switzerland and Australia, to hedge against dollar asset devaluation. I have never done this before and am...
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13 years ago
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Greenspan Remarks on Tax Cuts, Medical Costs Depressing the Economy
am struck by Alan Greenspan's remarks in today's NY Times. I am not a disciple of his. Yet I would not have predicted him to be so outspoken on the role health care spending, for one, is taking in...
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13 years ago
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Black Swan
Just in case, I'm not making light of your inquiries. Understanding your investments is a basic principle. When one tries to hedge a thin tail without understanding how, look at the fat tail one is...
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13 years ago
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NY Times Discussion of 401(k) Fees
See New York Times letter-to-the-editor writer commented further today: "There are two areas where further inquiry would be useful... One is 401(k) plans invested in funds of funds, usually owned by...
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13 years ago
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Index funds
I am not in the US. Index funds are very new in my country & the index fund market isn't very mature & there isn't so much data about index funds here. - There may be different indexes for a...
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13 years ago
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Medicare Supplement Plans
Hi, About how much should we allocate for a Medicare supplement plan? We are doing some planning for when my wife retires in two years. Assume she will be 62, I will be 67, and our income will be...
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13 years ago
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Brief note for HC reference
Just a link describing health care reform, to show government's plan (for you). It contains political bias against (don't get upset), but it is the first description (flow chart) I've seen. may not be...
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13 years ago
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Company Alerts?
Needing more income, I have just invested in a market basket of the stocks of 17 large well-known American companies, so I could receive dividend income. But, just as BP had been a great company to...
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13 years ago
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Mutual fund fee changes...
Not mentioned here yet. I'm not American and I dunno how the fee structures work there but their regulator is proposing changes. This was emailed to me in one of my emails from a fav blogger. He must...
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13 years ago
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Black Swan Insurance?
Any comments on the new retail oriented funds that are being set up for this? Pimco says it can implement a 15% loss per year floor for a tiny cost of 25 - 50 basis points using the same techniques as...
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13 years ago
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Help a dunce with real estate
I am a real dunce when it comes to real estate. I mean, I seem to understand nothing. How much should one spend on maintenance of one's home? (As a percentage of purchase price?) "Maintenance" is, in...
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13 years ago
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long term using index etfs or learn fundamental analysis
Hi I have read books and articles that suggest being a passive investor and using market etfs. At least that's my understanding of what they are trying to say. There was a recent suggestion in this...
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13 years ago
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