I know employer contributions get vested only after a few years (4 years at my workplace)
I've been over 5 years with my employer but never invested in the 401k and haven't even applied for it. Now if I apply for it, will my employer's contribution be immediate or would I too have to wait for 4 years?
Thank you
Why not ask your employer instead of random people on the net who don't know the details of your employer's particular plan? :-)
Policies regarding matching contributions are not an intrinsic feature of all 401K plans. Some companies have retirement plans with no vesting requirement at all on employer matches, for instance.
-Sandra the cynic
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