Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
The Historical P/E Ratio of 15
Several years ago I queried if there was a rational, numerically meaningful reason for why the price-over-earning ratio for U.S. stocks as a whole historically has averaged around 15. Last week while...
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Share identification under bipartisan attack?
Happened to see this on Kaye Thomas's Fairmark site today and wanted to pass it along: "...both President Obama and Dave Camp, the Republican Chair of the House Ways and Means Committee have proposed...
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eftps payment from e*trade
Has anyone tried making an EFTPS payment from their E*Trade account (i.e. given the E*Trade brokerage account as the one to collect the funds from)? Has this worked / have there been any issues?...
 
A convoluted Phase Out question
I've studied how the effect of taxation of Social Security benefits can create a phantom 46.25% 'bracket' for a single who would otherwise be at 25%. And I think that for those who are at a taxable...
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tax-adjusted wealth
At my brokerage firm I have taxable, traditional IRA, and Roth IRA accounts. The taxable account has unrealized capital gains, and withdrawals from the traditional IRA will be taxed as income some...
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IRA MRD question
77 yo here. With the extremely high probablity of tax rates increasing the remainder of my life should I consider withdrawing more than the minimum required amount from my IRAs and investing them in...
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When are you comfortable throwing out account statements?
How many years after an account has been closed (i.e. checking, credit card, brokerage accounts, not accounts like utilities, auto/home insurance, etc.) are you comfortable throwing out (trash, not...
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Only 45% roll over - what do the other 55% do?
A statistic quoted in a recent Kiplingers Letter: Of course, this is an improvement but it?s still a very disturbing number, since it means that the majority ? 55% ? of folks who leave an employer and...
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Do secondary LTD policies exist?
My employer provides long-term disability coverage as an employer-paid benefit (they are also smart enough to run it through post-tax so if we ever have to collect, the benefits will be tax-free)....
 
Qualified Charitable Deductions
QCDs are a direct donation to an established charity from an IRA without impacting Adjusted Gross Income. It does count toward Required Minimum Distribution. The current arrangement is that QCDs...
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I-Bonds Real Interest Rate Goes Back Above ZER O
I-Bonds Real Interest Rate Goes Back Above ZERO for the first time since the rate was set to zero back in Nov, 2010. For the last three years, any newly purchased US Treasury Series I savings bonds...
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what can I own in a roth IRA
Instead of owning stocks in a Roth Account, Can I own a house in my Roth Account.
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Laddering with defined-maturity bond funds?
Some Advantages to the target maturity bond funds: liquidity, diversification, institutional-spreads (when management buys the securities to build the portfolio) Some Disadvantages: ongoing expense...
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Google Financial Question ?
Hello, Am in my 70's now, and would be grateful for some help. Years ago, I used Google Financial to at least try to keep up with a modest portfolio. Haven't played with it, though, for at least the...
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DIY Real Estate tax appeal - good idea?
I've just recently discovered a small wonder of the Internet - my county's Board of Assessment website. Contains everything you ever wanted to know about your house as well of that of your neighbors....
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