Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
Investors' 10 most common mistakes
A really great "top 10" list by Barry Ritholtz: Investors' 10 most common mistakes seriously recommend reading the whole article - it's not long - but here's the summary: 1. High fees are a drag on...
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Real interest rates - and Retirement in a Yield-Free World
Saw this very nice article and thought it was worth bringing out for discussion: particular, the chart of real interest rates is, well, frightening, and the implications for both fixed income and...
 
Roth IRA question
In these unstable, hard economic times, I would like to expand my liquid assets. Having a six month emergency fund doesn't make me feel particularlly comfortable anymore. I have a Roth IRA, but I am...
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jettison the car & insurance?
What if you opt out of car ownership and insurance in favor of a very infrequent car rental... can rental car insurance alone really cover the max costs that a predatory lawyer might target you for?...
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Dividend Info for Huaneng Power Int. (HNP)
Does anyone know when HNP will pay its annual dividend and what the amount will be? I have not been able to locate HNP's annual dividend amount nor date on the internet in advance of the payable date...
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Credit Card Compromised
In 2009, 2011, and now 2012, the sole credit card I used was compromised with an inappropriate charge as shown on my credit card's transactions web site. This time a subscription charge of $19.95 from...
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Taxable account
My wife and I have a savings account with some money set aside for a rainy day. While waiting for that day, I'd like for it to be working for us. I thought about CDs but was hoping for something to...
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Facebook Thread
Reading about Facebook as a business the last few months has been interesting. In the last week in particular, it seems about 99% of the public comments on the New York Times and Washington Post sites...
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Recommended Financial Planning Programs for retirement withdrawal phase
Anyone have any recommendations for software to use to best plan and review withdrawal phase plans? I was playing with the "Optimal Retirment Planner" at I found the results to be interesting and how...
 
Roth Rollovers, taxes, expenses
I find myself wondering how to best evaluate rollovers to a roth IRA. Although there may be tax advantages, I don't see any funds or ETFs that can beat my company 401K choices when it comes to fees /...
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Luskin makes a case for a 30% stock market correction
he argues that if Congress does nothing, then between the expiration of the 15% dividends (and cap-gains) taxes, the increasing rates on marginal income due to other expirations of Bush tax cuts, plus...
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failed broker firms
what have been the pro rata recovery percentages from failed broker firms such as Lehman, before SIPC coverage kicked in?
 
Allocation (taxable and non-taxable accounts)
I have been thinking more about allocation from an entire asset point of view. Now that I am closer to retirement age and unemployed, I am trying to do a better job looking at allocation then I had...
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BusinessWeek: How to Pay No Taxes: 10 Strategies Used by the Rich
BusinessWeek recently posted an interesting article discussing some strategies used by the ultra wealthy to avoid paying taxes.  Some of these techniques hold lessons which are useful for more than...
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Taxes are done - what's the next issue?
Just tossing ideas around for discussion. Now that taxes are done (for most), and the deadline for 2011 IRA contributions has passed, what's coming up for people? Naturally, there's a whole list of...
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