Best Rated threads in Financial Planningshow all threads
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Financial Planner didn't warn us of LT Capital Gains
Late in 2007 we switched to a new financial advisor to get our financial house in order. One of the things she suggested was diversifying a big chunk of money that we had in just one mutual fund that...
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15 years ago
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EverBank and foreign currency CDs?
Has anyone had experience purchasing CDs in foreign currencies from EverBank? I'm looking at returns of 7% and above from places like Brazil and Iceland. As I understand it from their website, which...
7
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16 years ago
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CDs vs T-Bills Vs ???
ok, T-Bill rates have sunk well below CD rates, for the time being. A friend has a lot of money in a 6 month T-Bill ladder, and wants to see if he can increase yield. CDs would be better, but even if...
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16 years ago
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12 | |
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finances and O.J. Simpson...
Agreed. Note too that the site you linked is bankruptcy-centric (as bankruptcy is much more common an occurence). This brings the BAPCPA into play which gives even more protections to the debtor. I...
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16 years ago
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Reverse Mortgage Note and Trust Deed
My lender gave me the docs for my HECM Reverse Mortgage. Everything looked ok except that the Trust Deed has a principal amount that is 1.5 times the amount of the appraised value of the property,...
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16 years ago
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Vehicle Loan vs Home Equity Loan
We have a truck loan at $29,000 at 3.9%, payment about $690/mo. I was thinking about transferring that debt to a fixed rate 8% home equity loan for 10 years after paying it down to $25,000. That would...
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16 years ago
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Questions About Experian Initial Fraud Alert
Because I recently found fraudulant charges on one of my credit cards, I contacted Experian to file an Initial Fraud Alert on my credit report. I initially tried doing this thru their website, but got...
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17 years ago
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Spousal contribution in IRA
I am planning to make a spousal contribution towards a Traditional IRA. I would like to know, for spousal contribution, does my wife (who is not working) needs to open an IRA account on her name or...
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19 years ago
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Spiders vs. Vanguard index funds
I am considering investing some surplus money into S&P500 stocks. There are two ways to do it, one via Vanguard's index funds, and another via Spiders. I believe that they have a different tax...
3
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13 years ago
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3 | |
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Rollover ESOP to Roth IRA
My company was sold and the company's Employee Stock Ownership Plan was terminated as a result of the sale. All participants are, of course, required to take distributions either in the form of a...
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16 years ago
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Annual rate of return on 403B
I currently contribute to a 403B plan provided by my company. A total of 14% of my monthly pay is contributed each month 8% by my employer and 6% by me. I am 25% in emerging markets,25% latin america,...
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17 years ago
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AT&T Wireless AWE stock is it of any value (2023 Update)
Stocks were found in dads safe deposit box are these of any value? I can't seem to find any info on them. thanks in advance jeff
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17 years ago
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Is it time to re-enter the stock market?
I am hearing this question these days from those who got out of the market during the decline/crash/whatever and who are now beating themselves up for "missing the 50% rise". My approach is to try to...
26
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14 years ago
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Mortgage vs cash
We're downsizing to new home w/o pool and stairs. Both retired, 70 and 66, both active in pretty good health. Have pensions and SS that cover daily living, well insured, both med and life. Not rich,...
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12 years ago
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Assigning beneficiary to accounts?
What happens after you had designated beneficiaries on your financial accounts and you die? Especially if assigned to a person, but the charity case might be nice to hear too. Roths: Can they file to...
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13 years ago
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How Much Mortgage For A Second Home Can We Afford?
Hi, We will be buying a second, winter home for when my wife retires in two years. I haven't found a formula for how much mortgage we can afford in our case. Those I found are applicable to still...
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13 years ago
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Factoring as an investment??
Hello, I met someone who is into something called "factoring" as a type of investing. I was wondering what this would involve and how risky could this be?? I have not seen or heard much about this...
4
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15 years ago
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How to convert money factor to interest rate?
I've been offered a chance to invest in funding equipment leases. While researching the field, I haven't found anyone that can (or will) explain how to convert lease rates or money factors to interest...
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15 years ago
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Change in uninvested funds at Oppenheimer
I don't think you are. Other brokerages have done this, including OptionsXpress, where I have an account. Can you buy a money market fund with your cash? -------------------------------------- is a...
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16 years ago
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"You have a new bill from Chase Credit Cards"
Credit card companies are getting aggressive with service fees. My latest misadventure with electronic billing (email that I sent to the customer service dept at my bank): > [name withheld] I have...
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16 years ago
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