Federal real-estate re-fi help program

Eligibility and Verification

1.. Loans originated on or before January 1, 2009. 2.. First-lien loans on owner-occupied properties with unpaid principal balance up to $729,750. Higher limits allowed for owner-occupied properties with 2-4 units. 3.. All borrowers must fully document income, including signed IRS 4506-T, two most recent pay stubs, and most recent tax return, and must sign an affidavit of financial hardship. 4.. Property owner occupancy status will be verified through borrower credit report and other documentation; no investor-owned, vacant, or condemned properties. 5.. Incentives to lenders and servicers to modify at risk borrowers who have not yet missed payments when the servicer determines that the borrower is at imminent risk of default. 6.. Modifications can start from now until December 31, 2012; loans can be modified only once under the program.

There seems to be some inconsistency, though. In a companion document,

modification_program_guidelines.pdf there's an eligibility requirement, "The home must be a primary residence (verified with tax return, credit report, and other documentation such as a utility bill)." This seems to contradict the newspaper article. Both treas.gov documents are dated March 4.

Maybe the newspaper article is reporting a policy newer than March 4, or maybe there's a disagreement in the federal agencies about this issue. Any opinions?