Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
What are the disadvantages of being a 1099 employee as opposed to a W2?
Seeing this quite a bit lately, and with the recession looming, there may be fewer W2 and more 1099 jobs in the future, and those currently on W2 may be converted to 1099 type. Since this is about...
 
Maximizing Your RMD: How to Reinvest Without Paying Taxes (2023 Update)
I am 70.5 and my annuity is requiring I take out a portion of the money asap. I want to reinvest without paying taxes. Is an IRA the way to go
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AT&T two shares of stock from 1988 - how much is it worth now (2023 Update)
I have two shares of AT&T Stock purchased in 1988 . How much is it worth now?
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Uncovering the Value of Old AT&T Stock Certificates: A Step-by-Step Guide (2023 Update)
I have six (6) original AT&T stock certificates (printed on the old parchment paper) from my deceased parents. The shares total 147. Some of the certificates date back to 1966. Do they have any value?...
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The Financial Planning Guide to Paying Off Your Mortgage: HELOC vs. Extra Payments (2023 Update)
So here is my question in detail. I have created a spreadsheet that analyses two loans versus one. The first is my straight 30 year note at 3.875. By paying the $1200 extra each month it will be paid...
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The Reverse Mortgage Debate: Pros, Cons, and When to Consider It (2023 Update)
Marketwatch has an article about new rules making reverse mortgages more attractive: "The new math on reverse mortgages" . If so, I wonder at what age and conditions it almost becomes a must? They...
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Any Web Sites That Review SEP ?
I'm looking for a web site where I can read some reviews on SEP plans that are available from various vendors. Any recommendations?
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Muni Bond ETFs looking good?
Here are some muni observations that puzzle me... Muni bond funds recently seem to have some of the steadiest preservation of capital of all the bond types that I track, in spite of the Puerto Rico...
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Return of Capital Becoming Popular (2023 Update)
More and more of my non-REIT stock positions are paying returns of capital instead of qualified dividends. I realize this reduces my stock's basis. I welcome comments on the implications of this for...
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Question on the new Social Security claiming rules
I am age 65 (DOB 10/01/1950) and my wife is 63 (DOB 10/23/1952). Prior to the November 2 changes to the Social Security law, our preferred plan had been for my wife to claim her benefit in June 2016,...
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Vendors Who Create Pure Financial Plans
How do I find vendors who specialize in constructing - and advising on - long term financial plans. It appears to be the case that most financial planners want to manage all your money and...
 
Vendors Who Construct Pure Financial Plans
How do I find vendors who specialize in constructing - and advising on - long term financial plans. It appears to be the case that most financial planners want to manage all your money and...
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Calculating Roth IRA Basis
This is a followup to a question I asked back in June. My Roth IRA contains regular contributions as well as conversions from both deductible and non-deductible IRA contributions. I have not tracked...
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$ Gift To Grandson ?
Hello, Sr. Citizen now, very, and would appreciate any advice or opinions on the following. Hate to admit it, but I miss a lot of the nuances now. Would like to give a gift to a Grandson of some $....
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Significant changes to social security claiming rules?
If I'm reading this correctly, does this mean that lots and lots of "here's precisely how to apply for social security" articles that have been written over the years are now pretty much entirely...
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