Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
How much does LLC shield owner from obligations?
The coffee shop where my teenage daughter works just went out of business. They still owe her for the last two weeks that she worked. The shop was organized as an LLC. Is the owner legally obligated...
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rolling over an old 401(k)
I have an old 401k. I want to roll this over to an IRA and then convert the IRA to a roth IRA. The thing is I like the funds that are in the 401k. If I would keep these funds in the IRA, I'd have to...
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Foreign Funds
All, My wife (who lives in the US) and mother-in-law in Thailand recently sold some real estate in Thailand. My mother-in-law has the proceeds in a plain-old savings account in a Thai bank. Other than...
 
On Donating Mandatory IRA Distributions
One under-advertised bit that slipped into the Pension Protection Act of 2006 is this; Any or all of an IRA RMD (required minimum distribution) may be donated directly to a charity, and it will not...
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ING Direct Savings account...
Is it me or is ING no longer a good deal for someone looking for a good online savings account? HSBCdirect online offers 5.05%, citi bank is offering around 5%, and then there's ING which is offering...
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Understanding Bonds
I would like to understand how bonds work. My broker sells the following bonds CUSIP 8912456V9 COUPON 7.4 MATURITY 2006/09/27 OFFER 100.550 YIELD 0.0010 QUANTIYT 80000 Does that mean that i would get...
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Help with some financial planning
Yes, I did jump to a conclusion. One has to. There isn't enough time and space on this page to say everything about one person's life, and I cannot force people to write all the details that one would...
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need to do financial planning
Recently after huge financial losees i have decided to do financial planning and came accross this wonderful group. Here is my situation Income after tax 40 k van lease 525 pm house mortgage 800 pm...
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BASIC saving account advice
I have a large sum of money in 2 savings accounts from selling a property. The money needs to remain liquid becuase I intend to re-purchase property soon. One savings account earns 5% and I have...
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What is max investment?
I currently max out my 401k (believe this year is $15k). Can I also (outside of work) put money into a roth? Somewhere I read that you can only invest the max. ie I could invest $3k in a roth only if...
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Ignore IRA. Fund land purchase instead?
Flagsposters, for one thing, I suggest you study the likelihood that Texas, like other parts of the country, is at the peak of a real estate bubble. I would not expect 1% appreciation a month to...
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Rebalance Portfolia
Seven years as the worst case seems a reasonable assumption but as I recollect the down market lasted more than that in the '70s...maybe 10 yrs was it? ...hopefully it won't happen again in our...
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Options for fixed payouts
Not sure I follow you here. I used the custom setting as you suggest above, and not surprisingly, it gives more-or-less the same answer. As to reversion to the mean, this is what you would expect over...
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Zero Coupon Bonds
Thank you both for your kind replies... Jim and Elle, yes I have other savings... I'm fully invested in my ROTH IRA, my wife contributes the max to her 401k., and I have mutual fund and stock accounts...
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Foolproof and legal way of "money laundering" found. Interested?
Well, my reply never made it to this thread; moderator must have disapproved it. My foolproof method remains a secret. Just as well I suppose. RL Morgan wrote: =======================================...
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