Latest threads in Financial Planningshow only best voted threads
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Financial Advisor question
We have a fee schedule that is a percentage of our managed securities. The fee goes down as the balance increases. What's odd is that it is clear that the _rate_ increased within the last year while...
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19 years ago
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IRA dilema
It will take AARP and others about 4 milliseconds to alert the entire population to the fact that a shift to a consumption tax means double taxation of all non-tax sheltered savings and invested...
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19 years ago
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How to devise a long-term investment plan?
considers Unless you have a long term plan, with a schedule of planned investments and expenditures (for example $80 K of college tuition in 10 years, $50K/year of income in retirement in 30 years,...
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19 years ago
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Social Security Reform
As someone else pointed out Social Security is an insurance plan, not an investment plan. And your spouse and your children would get the money if you die and probably far more than what you paid in....
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19 years ago
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Lifetime annuity re-sold for lump sum?
I worked with defined benefit plans for a number of years. And while some pension plans will allow a retiree to take the lump sum value of their pension in cash or allow them to purchase an annuity...
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19 years ago
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Treasury Direct v. Paper Bonds
EE Bonds can be used tax free to pay for education. If you are buying the bonds for a child this could be a big advantage. EE Bonds have a guarantee of doubling your money in 17 years which amounts to...
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19 years ago
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Debt Firewall?
It depends where you live. In community property states, the answer is "no." In other states, the answer is probabably state-specific. - Bob
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19 years ago
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Use a home equity line to pay-ff cars
I wouldn't suggest paying off your cars unless you are paying a ridiculous interest rate. Instead I would suggest you look into investing some of that equity to start earning you a high rate of return...
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19 years ago
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401k contributions to old job where still employed
Greetings: Do you really want to work for your old company in the future? If you are not going to be doing any work for them and or you do not expect to be doing any work then I would terminate all...
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19 years ago
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Doubts about financial advices about saving and investing, paying off debt - from Dave Ramsey's book
I too have asked this question a lot; and I mostly agree with you. I think the general advice holds because most people are irresponsible (it doesn't have so much to do with money I think). The...
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19 years ago
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401K + Roth plan and brokerage?
I thought 401K is pre-tax contribution and Roth IRA is after-tax. So it doesn't make sense if you can roll-over 401K in to Roth IRA without paying taxes. Or am I missing something? IP.
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19 years ago
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