Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
Great chart on SP500 returns over time
My apologies if it made this group when the chart was first published: shows the adjusted for dividends, taxes, and inflation return of the SP500 for almost 4000 (start year, end year) combinations....
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Semi-hypothetical pension question
Dear financial gurus, If one were faced with the choice of taking a regular single life annuity pension payout or a lump sum amount what is the proper way to evaluate it? Here are the numbers (dollar...
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What Type of Trust?
A wealthy person wants to leave a lot of his wealth to a close personal friend for her to live on (assuming he dies first), but wants to set up the trust so that the trust controls the disposition of...
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Sell house at a loss, or rent to own at a loss then sell?
I was presented with a problem from a friend which we have talked through and the decision was rent to own instead of selling at a loss. I went through schedule C and E with him, as well as the 1040...
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tax software changeover?
How hard is it to change brands of tax software? Besides carryover balances across years, I think you are losing by missing the examples they show for your last year figures just as a sanity check. It...
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Cash Back vs 0% finance
I'm looking for a reality check. I'm considering buying a new car. I can purchase it with cash and get a $3,000 rebate; or I can buy it with a 0% interest rate loan, and no rebate. If I purchase it...
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ETF
Sorry if this is the wrong newsgroup. There is more activity here than in the mutual-fund group. What does everyone here think about mixing ETF's with mutual funds? My wife has access to Fidelity's no...
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Father passed away, what should I do with inheritance?
Hi there, A few weeks ago my dad passed away. He was my go-to for all financial advice and now I am not sure how to ask. I found out today I am part of a life insurance policy, which isn't tons of...
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Why the big SEC/actual field spread for VFSTX?
Apologies for this trending into territory... For the past several months, the SEC yield of Vanguard's Short-Term Investment Grade bond fund has been at around 1.89%. But for those same months the...
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Home v. gold chart
Homes prices have lost 80% of their value when priced in gold. there a bottom in home prices, or a top in gold, anywhere on the horizon? Is gold a valid measure of wealth, or just another volatile...
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Podcast discussion about National Debt worth listening to
I just listened to this over the last couple of days in my car and thought some folks here might find it worth listening to. The folks on the panel represent a remarkable collection of experts - not...
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Contest to Improve Tax System
Joetaxpayer has an interesting little contest going on at have been unhappy with the fact that now even many college graduatesdo not have the time and intelligence to wade through all the minutiaeand...
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Shorting Inverse Exchange Traded Funds
Is there any advantage of shorting Inverse Exchange Traded Funds if you are betting on an up market or does it just make sense on going long on the Bull cousin that most of these exchange traded funds...
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Rules change on 529 plans on FAFSA applications?
I've heard it stated for several years (perhaps erroneously) that 529 plans (both regular and 529/UTMA) don't get included on the FAFSA finaid application. However, I was just looking at the 2011-2012...
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NY Times (Misleading?) Article: "Wall Street's Dead End"
The Op-Ed article at me. I found its conclusions unsupportable and promotinghysteria. Excerpts: "The number of companies listed on the [NYSE, AMEX and NASDAQ] peaked in 1997 at more than 7,000, and it...
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