Financial Planning

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Roth and the "Tax Free" concept

I see a lot of folks on this NG who keep talking about converting their IRAs to Roth IRAs touting the Roth being tax fr...
6 comments posted 15yrs
posted by gene
6 comments posted 15yrs posted by gene

Negative interest on TIPS

I see that the latest TIPS auction came in at -.55 percent (negative interest). Comments? http://finance.yahoo.com/banki...
3 comments posted 15yrs
posted by cowartmisc1
3 comments posted 15yrs posted by cowartmisc1

Replacements for BSV, VFSTX

For my own reasons, I am interested in switching out of Vanguard's BSV ETF and out of their VFSTX open-ended fund and w...
2 comments posted 15yrs
posted by rlc-news
2 comments posted 15yrs posted by rlc-news

Update on health care systems

Apparently Canada is beginning to consider privitization of health care - the article linked to below gives some info a...
43 comments posted 15yrs
posted by GeorgeCFL
43 comments posted 15yrs posted by GeorgeCFL

Roth thoughts?

Any further thoughts about Roth tactics? Maybe we are passing a deadline for re-characterizing a Roth conversion? Is it...
2 comments posted 15yrs
posted by dumbstruc
2 comments posted 15yrs posted by dumbstruc

personal escrow vs checking acct

Was wondering on how folks handle their finances with respect to large scheduled payments during the year ie - real est...
4 comments posted 15yrs
posted by pschuman_no_spam_me
4 comments posted 15yrs posted by pschuman_no_spam_me

Spiders vs. Vanguard index funds

I am considering investing some surplus money into S&P500 stocks. There are two ways to do it, one via Vanguard's index...
3 comments posted 15yrs
posted by ichudov
3 comments posted 15yrs posted by ichudov

Long vs. short term CDs?

I am currently getting 1.3% in a high yield savings account offered online by Amex. Now the only CD's offering more tha...
3 comments posted 15yrs
posted by homersimpson085
3 comments posted 15yrs posted by homersimpson085

Refinancing a Tiny Mortgage?

A friend of mine owes about $42k on his home mortgage. He has an excellent credit score. He would like to refinance. Wh...
24 comments posted 15yrs
posted by honda.lioness
24 comments posted 15yrs posted by honda.lioness

Individual bonds or bond index funds?

I have a lot invested in Vanguard's bond index fund. Is there any advantage to buying individual bonds? I am quite over...
10 comments posted 15yrs
posted by homersimpson085
10 comments posted 15yrs posted by homersimpson085

Annuities vs investment portfolio

As some of my 50-ish peers are discussing their annuities, I'm at a crossraod as far as pursuing this totally new area,...
17 comments posted 15yrs
posted by pschuman_no_spam_me
17 comments posted 15yrs posted by pschuman_no_spam_me

401k question

One of my relatives recently changed jobs and her new company does not offer a 401k plan for the first six months. Her...
6 comments posted 15yrs
posted by kaspakhine
6 comments posted 15yrs posted by kaspakhine

Is joint credit the "union" or the "intersection"?

You have two people. Person G has good credit -- high income, little debt, never pays late, responsible credit card usa...
3 comments posted 15yrs
posted by rlc-news
3 comments posted 15yrs posted by rlc-news