Latest threads in Financial Planningshow only best voted threads
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Any tips on buying CD's?
Is there any rule of thumb for figuring out what term length CD to buy? I would think longer the better ( > 2 years ), but then you run the risk of losing out if rates rise during that time. I can't...
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14 years ago
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401k to pay for school?
Hi, I plan on going back to school full time next year, meaning I will quit my job (zero income next year). I am thinking about putting everything I can legally into my company's 401k plan, then...
6
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14 years ago
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Checks Taking Long Time to Clear
I recently wrote a check against my credit union for $14,000 to buy a new car. I was amazed to see the check take 2 weeks ( or maybe even 3 weeks) to clear. Or the dealer, for some reason, held onto...
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14 years ago
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Sherwin-Williams outlook
Dear All, Shifting from macro to an industry level, looking at the business of Sherwin-Williams, it seems to me that the demand for paints is somewhat inelastic. People can defer painting for a year...
3
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14 years ago
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OASDI
As most of you who follow this group know, I'm in the business - like a lot of other posters here. Also, like a lot of others here I've had some run ins lately with some of my clients, especially...
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14 years ago
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Financial planning principle
One of the problems I encounter in retirement planning for those in their late-50s is insufficient savings. Many times such people had always thought they would work into their mid-60s or so, and thus...
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14 years ago
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New Initiatives For Retirement savings
In The President's Weekly Speech were a number of new initiatives. One was "we?ll make it possible for employees to put payments for unused vacation and sick days into their retirement plan if they...
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14 years ago
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My Credit Union has Low Rating from Bankrate.com
Hi, My credit union has been rated by as 2 ot of 5 stars, 5 stars being great, 1 star being dismal. Their worst problem is lack of capitalization, in which they were rated a 1. They are a very large...
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14 years ago
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How Retirees Can Spend Enough, but Not Too Much (NYT article)
The article below explains why the "X% of initial wealth, increased annually for inflation" rule is bad. An academic working paper that also criticizes the rule is "The 4% Rule - At What Price?", by...
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14 years ago
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401(k) and SEP in same year
So my wife is going back to her own business. She left a company where she had a 401(k). If she were to open a SEP IRA this year, how are the SEP contribution limits affected by her 401(k)...
6
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14 years ago
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Distressed Debt Investing
Can anyone recommend a good newsletter that analyzes a few high yield or distressed debt situations each month?
5
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14 years ago
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A share funds in wrap account
I am having trouble understanding something. A broker tells a client that an obvious A share fund in a wrap account does not have a load. That somehow the presence of a wrap account negates any load....
1
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14 years ago
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the will - wishes vs deeds/title, etc
Having become entangled in the real estate mess of my wife's deceased parents - I was wondering how the "will" vs "deed" battle plays out ? We happen to have a mess with how all the deeds/titles to a...
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14 years ago
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mortgage - payoff vs deductions
I've been re-reading the subject of paying off our mortage vs the deduction that it generates. SO.... here are the real 2008 numbers, but I can't determine how to view the choice/results. last couple...
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14 years ago
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Housing land values by community
an Excel spreadsheet that gives house and land values for a numberof cities for several years. It is interesting on how high housing prices are due to high lot values. -- Ron
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14 years ago
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