Latest Financial Planning

Subject Author Posted Replies
 
Buy back of reliance infra and eicher
Eisher motors says to buy 14 lacs shares @ 691 . The share is currently @ 285 or so . If I purchase it now will i be able to sell it @ 691 . Similarly rel infra says of buy back till 15 april upto 700...
11 years ago 2
 
default risk of municipal bonds
Municipal bonds currently trade at higher yields than U.S. Treasury bonds of the same maturity ,even though their interest is generally exempt from Federal incometax. The market is pricing muni bonds ...
11 years ago 6
 
JP Morgan Clearing (formerly Bears Stearn) dropped from CAPCO excess SIPC coverage.
JP Morgan Clearing will no longer have excess SIPC coverage, and depending on how one reads the following quote from a brokerage statement, possibly CAPCO itself itself is getting out of the excess SI...
11 years ago
 
Please help! RRSPs and credit card debt
I thought I had started an RRSP 2 years ago, but recently discovered that the RBC drone I dealt with made a mistake and I have been putting my money into a regular, non-registered mutual fund. I am tr...
11 years ago 17
 
preferred stocks
The latest (Feb 9) issue of Barron's has a bullish article on preferred stocks SATURDAY, FEBRUARY 7, 2009 It Only Looks Like a Wipeout By ANDREW BARY Preferred stocks may harbor fewer risks, more rewa...
11 years ago 3
 
OAKEX or DLS?
If you're looking for international small-cap value exposure, would you prefer OAKEX or DLS (or something else)? In favor of DLS: Lower turnover More diversification (both geographically and number of...
11 years ago 3
 
Senate Republican leader proposes 4% mortgages
Government involvement in the mortgage market is one of the causes of the present economic mess, and I do not think this proposal is a good idea. On a personal level, I am in the process of refinancin...
11 years ago 5
 
trading bond funds to avoid taxes on interest distributions
There are brokerage firms offering free trades (for example Zecco with a $25 K balance). At such firms the cost of trading is the bid-ask spread (and the value of one's time). I think for some bond ET...
11 years ago 13
 
Basis stepup and Trusts
It has been suggested that my wife and I put most of our various possessions into a trust. However, myself and an unrelated partner are joint owners of two office condominiums which we lease, and from...
11 years ago 20
 
price earnings ratios of ETFs
One can search for ETFs whose stocks have price earnings ratios at &o=a but some of the P/E's look anomalously low, for example a P/E of 2.77 for the iShares S&P/TOPIX 150 Index (symbol ITF). I think ...
11 years ago 8
 
Retiree Withdrawals.
I know the conventional wisdom is for a retiree to withdraw living expenses first from his taxable account so that his tax-deferred account can continue to grow with the tax deferral advantage. But wh...
11 years ago 6
 
does this pass reasonability test
hello all, in going over the family finances, came across what at 1st glance looks like an anomaly, but perhaps it's not. a fulltime student, total income 2008 of $16,000 paid federal taxes $220.00 st...
11 years ago 1
 
NY Times: "The Big Fix"
This article discusses, with wonderful historical anecdotes and statistics, what worked, and didn't, during the Great Depression and more recent, individual nations' economic crises worldwide; Green j...
11 years ago 1
 
credit money system question
Someone defaults on paying a mortgage, but the bank created the money out of thin air... how is this a loss for the bank, if they created the money from the 10% reserve they should have? I don't get i...
11 years ago 13
 
Inflation of Gold
I know an investment banker who converted all his net worth into gold at the beginning of 2007 just before everything tanked. Gold is a popular investment today. It is even possible to invest in gold ...
11 years ago 10