Financial Planning

Revocable Trust

My father has established a revocable trust in his name. Is there an advantage to transferring ownership of his assets...

14 comments posted 18yrs

posted by twendzinski

14 comments posted 18yrs posted by twendzinski

Rate of return since Aug of 1999

My wife and I started with a financial planner back in August of 1999. In filling out a form about our investment goals...

13 comments posted 18yrs

posted by WalterS

13 comments posted 18yrs posted by WalterS

Managed Payout Mutual Funds

Though these new funds by "Vanguard" & "Fidelity" have the element of risk as do all investments, they could work much...

4 comments posted 18yrs

posted by alonzotanner

4 comments posted 18yrs posted by alonzotanner

Selling Stock

Hi...I feel really dumb asking this but I know absolutely nothing about stock except that I have had some certificates...

33 comments posted 18yrs

posted by doree35

33 comments posted 18yrs posted by doree35

Index annuity real returns

Began reading up on Index annuities. I get mixed messages on what the real return are after all cost ..particaption etc...

6 comments posted 18yrs

posted by lcasino

6 comments posted 18yrs posted by lcasino

US to eventually tax tax-free IRAs, 401ks says noted national columnist

This is the first time I've seen this in a respectible publication-- that eventually the US will tax "tax free" account...

6 comments posted 18yrs

posted by raylopez99

6 comments posted 18yrs posted by raylopez99

Defraying mortgage principal later than sooner

This has probably been discussed to death so pardon me for reviving this dead horse one more time. Back in 2004 the fol...

4 comments posted 18yrs

posted by oparr

4 comments posted 18yrs posted by oparr

Life insurance to avoid estate taxes?

I am 31, net work around 450k and projected to grow at 100k/ year. A life insurance agent is trying hard to rope me int...

4 comments posted 18yrs

posted by oprah.chopra

4 comments posted 18yrs posted by oprah.chopra

Retirement Health care premiums

I have a general question for retirement spending and tax planning. Assume someone retires around age 50-55, with asset...

6 comments posted 18yrs

posted by noreplysoccer

6 comments posted 18yrs posted by noreplysoccer

401k plan

currently invest in a 401k plan in my work but they do not match anythings. My question is should i even have it or sho...

3 comments posted 18yrs

posted by supurman182

3 comments posted 18yrs posted by supurman182

401k Plan Distribution Rights?

Can a 401k Plan/Plan Administrator restrict rollovers to certain types of IRA accounts? Specifically, when an employee...

6 comments posted 18yrs

posted by HeatherRain

6 comments posted 18yrs posted by HeatherRain

mortgage loan made by an individual

If someone wants to lend money to a family member to buy a house (parent to child, for example), and he charges a preva...

4 comments posted 18yrs

posted by beliavsky

4 comments posted 18yrs posted by beliavsky

Rollover ESOP to Roth IRA

My company was sold and the company's Employee Stock Ownership Plan was terminated as a result of the sale. All partici...

0 comments posted 18yrs

posted by HeatherRain

0 comments posted 18yrs posted by HeatherRain

SEP plan for side business?

My day job provides 401k which I am maxing out (15.5k/year). I also have a side business that generates around 40k/year...

8 comments posted 18yrs

posted by oprah.chopra

8 comments posted 18yrs posted by oprah.chopra

Cashing in an IRA

My wife and I are looking to buy a house; we are hoping to drawdown on my retirement savings, as first-time buyers, for...

7 comments posted 18yrs

posted by johntalmadge.wright

7 comments posted 18yrs posted by johntalmadge.wright