What a shame. We complain about Americans not saving enough,
> yet we get taxed when we want to save more...
Find a job that doesn't offer employees a tax deferred 401 or any other retirement plan. Then you can put money into an IRA and take a deduction. Alternatively, you can keep your current job with its 401 and take any extra cash you have and save it (yes, I said save it) in a regular taxable account at any bank or in the stock market. Frankly, I am becoming somewhat radicalized by people who complain that the relatively generous tax breaks they get aren't good enough and that they should get more, more, more. Or maybe I just haven't had enough coffee yet this morning.
Moderator: Compared to European tax schemes, U.S. citizens are either under-taxed or over-serviced.
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