Roth conversion

My wife and I have been great savers, I'm 63 next year (married, self employed) and think it might be wise to start Roth conversions. Probably late! About 1/2 our saving are in tax deferred accounts. I expect we
can stay in the 12% bracket next year.
And info on when/why it is a good idea to do Roth conversions.
Is there a good paper for the layman on how to properly do this?
Can you wait until April 15 of the next calendar year to do the Roth conversion?
Can you do Roth conversions after 70-1/2 with no wage income?
We still fund two SEP/IRAs, does it make sense to do a Roth Conversion and fund a SEP/IRA?
Thanks, Mikek
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On 12/29/17 2:32 PM, amdx wrote:

A conversion is made in the calendar year. Any 2017 conversions need to be done by 12/31 (although, I don't imagine brokers are working through the weekend.)
If you are in the 12% bracket in 2018, I'd convert just enough to "top off" that bracket. Yes, you can do this at any age.
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