Latest threads in UK Finance Discussionsshow only best voted threads

Subject Author Posted Replies
 
CGT, added to income or on separate scales?
The govt website says the following with regard to personal CGT. "The amount chargeable to CGT is added onto the top of income liable to income tax for individuals and is charged to CGT at these...
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BTL purchase -new tax year implications?
Can anyone see any reason to wait until the new tax year to buy a BTL house? Seems most people in the chain want to do it by 5 April, presumably because its Easter so they all want to move in by then....
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My new Tax Code arrived today
And from the details thereon I can work out what my State pension increase will be. I always receive the tax code before the announcement from the DSS.....
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TSB to charge low use users for credit card.
That's my card going back. I had a letter from them last year saying use it or lose it. I just keep that one for the low credit limit I have on it and use it for internet transactions. Derek.
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first direct offset mortgage now that my 3year trackers is about to run out?
Hi When I bought my first house in 2004 my financial adviser set me up with a 3 year Nationwide tracker mortgage. I have received a letter recently to say that my mortgage will go onto a standard base...
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Has HSBC's think tank gone bonkers?
One of the charities I'm treasurer for banks with CAF bank, who have an arrangement with HSBC for fee-free pay-ins. This being the provinces (Edinburgh), HSBC has only one branch in town (only two...
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Nationwide using PGP signatures or Phishing email?
Some time ago, I received an email from Nationwide. No links, it simply told me my statement was ready online (which it was). The email contained my postcode (which nationwide include in emails to...
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Where does all the money for the record Barclays Bank profit come from?
e.g. the government borrows money to pay for workers, and the workers take out a mortgage. It seems to me that the banks win twice 1- from the government, 2- from the personal banking customer. It is...
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cheque refused - missing inital
Have the rules for the acceptance of cheques changed recently? My wife has a set of premium bonds in the name "B Jones". Her account at the Nationwide is in the name "A B Jones" and this has caused...
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Please, is it possible to get details of long defunct companies?
Please, is it possible to get details of long defunct limited companies? I am interested for a research project in finding out the directors and shareholders in a company which operated in the 1950s....
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Do banks credit before they debit or the other way round?
I taxed my car this afternoon using the DVLA site. After I had finished, I checked my bank account and was horrified to note that the payment had put me £20 in the red. I immediately (max 7 mins)...
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Tax Avoidance When Retiring Abroad
Ok, i'm in the process of making plans to leave this septic isle for all time and retiring to pastures new. This will happen around the year end, or soon after. It wont be to either another European...
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Banking union in bed with the employers?
I have a friend who works for a high street bank. Every year the bank increases the sales targets of its counter staff and expects them to do more and more unpaid overtime. Yes, they are offered time...
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Except from tax on savings?
Mother has little savings of around 3.5K, which she currently earns about 5% AER on. It's not in an ISA but in a normal savings account that provides quick access, which she wants. She gets state...
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Anyone in this newsgroup give adavice about VAT and the VAT Act 1994?
I've got different answers each time I've been in contact with HM Revenue and Customs (HMRC) :-( Here is my dilemma/problem. I am disabled, my left arm is paralysed and in order to drive a car legally...
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