Latest threads in UK Finance Discussionsshow only best voted threads
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Disaster between exchange of contracts and completion
What happens if you are afflicted by a diasaster (loss of job, accident etc.) between exchanging contracts on a property and legal completion..? For some off-plan properties this time can be quite...
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17 years ago
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Mortgage question
If a lender offers you 85% mortgage - is this of the valuation or of the purchase price? Ie If they value a house at £100k and the asking price is £100k, I take it they give you £85k. But if you...
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17 years ago
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Credit card interest charges - can any help?
Hi all, A colleague and I have been discussing a way to find out the monthly interest rate charged by a credit card company against a given balance. Here's what we came up with... Credit card balance:...
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17 years ago
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In-Specie Transfers
Hello I'm considering transferring my personal pension funds to a Sippdeal SIPP and am currently working my way through their application forms. One terms that confuses me is "In-Specie" transfer. As...
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17 years ago
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Pension. When to take, what to do.
A relative is within 2 years of retirement. He has multiple pensions (3?) with different firms. Private and Company. I believe all are money purchase. Is it better to take the different pension funds...
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17 years ago
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Tax costs of selling inherited house ?
OK, not purely a legal question, but there isn't a uk.tax group... Anyone give me a pointer here? I?ve read the info on some websites but I?m unsure how this works ! I?ve just inherited my parent?s...
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17 years ago
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Self employed with PAYE
I'm thinking of buying and selling some things on eBay. This would probably just be an experiment with very little profit at first. I'm quite sure though that the IR would class me as self employed....
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17 years ago
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Reverse Charge/VAT
Hi, I am a small computer related U.S. based business that might have a potential client in the UK. The issue of VAT and Reverse Charge has come up and I'm not sure what is required on my behalf. I...
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17 years ago
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How to remortgage
Have got three mortgages (additional borrowing for extensions etc) with the Nationwide. One is at 4.09% until Sept 08, but the other two are fixed at 5.09% until Sept 07. Obviously I'll be looking for...
12
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17 years ago
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K income tax code
As a result of a cock up by my employer administering my paye income tax I owe the IR 2200. They have given me a tax code of K464 from April I earn about 35000 a year. Does this mean that I will end...
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17 years ago
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Salary paid to wife
If self employed man pays his wife a small monthly salary for part time clerical duties, is it necessary to complete a formal payslip? The salary is below the personal allowance for income tax and the...
42
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17 years ago
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Inheritance tax on gifts
A hypothetical case:- My wife transfers 100,000 from a savings account in her name to our joint current account. I then give a cheque for 20,000 to each of our five children. I die six months later,...
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17 years ago
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Tax refunded in the year
I am self employed and filling in box w85 of the tax calculation guide (or box 20.1 from main tax form). It wants my tax refunded in the year. I received a payment of xxx. But in a letter regarding...
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17 years ago
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Very Basic Tax Question
I earn about £36k. My tax code is 492L. Am I a basic rate taxpayer? The way I understand it is that the 40% band starts at 33,300 but that's after the allowance has been taken away. Am I right? Many...
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17 years ago
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foreign reserve of country
hi everyone, can someone explain what is the foreign reserves of a country , and is these reserves being kept in another country ? if the government of a country says he has 10 billions dollars in...
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17 years ago
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