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You might have a very good reason to have an insurance company 'friendly' opinion.
But basically what's it to do with earning merit points by being a paying customer? They invariably give 'new' customers a better deal on their quote than repeat customers anyway, haven't you noticed?
It was mentioned that insurance companies have people by Law over a barrel. Especially if insurance companies all keep in line with each other.
If they want to be at all **fair** and not take advantage, they would not treat someone over thirty years of age with fifteen years of clean driving to be treated like a youngster who is a first time new driver. Not the same level of *risk* is it?
We all know why they take such advantage dont we. Not that sense of entitlement again is it? Perhaps their brothers and cousins are all Bankers?