My son who is thirty years old has not had much use for a car of his own so has often used mine when needed and so has been included on my insurance. He now needs a car of his own, and when looking at the insurance costs finds he is quoted about 800 a year even for an old 2002 Honda Civic which is only worth 1300 or so. And that's looking at the cheapest quotes on the price comparison sites out of moneysavingexpertcom.
He was told by one company he rang, that his premium was high since he had no 'no-claims' bonus. That's despite driving accident free since he was seventeen, but its because he had no car insurance in his own name.
Is there any way that it could be arranged to try and bring his premium down? I dont mind including him on my insurance if that would help, or is there any other way that we could usefully try? Thanks.