That guy Dom on Fake Britain discussed this recently, and showed that there are numerous cases where the bank says that 'you must have given your PIN to somebody else', even though the card stayed with the account holder, and was not used. The Bank is now prosecutor, judge and jury.
is such a tosser, I wouldn't believe a word he says
After chip-n-pin was introduced, the banks started 'deciding' that if a correct PIN had been entered, the customer was liable by default.
The 2009 legislation was brought in partly to reverse that situation.
doesn't stop them still trying it on
there are even cases where they argue for months that you are liable because "the correct pin was entered on a C&P transaction" until you reach the end of the complaints procedure to find that they admit that it was a mag stripe transaction all along (and therefore open the standard cloned card fraud)
tim
Section 62. Unless the cardholder can be shown to have acted fraudulently, their liability is strictly limited to £50 for over-the-counter transactions where either the card has been stolen or the cardholder was negligent, and zero for any other wrongful use and all distance transactions (with a few, fairly limited, exceptions) even if the cardholder was negligent.
Mark
And they will, for sure.
They've moved the wires for the aerial away from the edge as far as I can tell. Whether this is to help stop them getting broken through flexing or whether it's to make it harder to disable them, I'm not sure.
But recent experiments have found that the aerial now passes close to the right hand end of the signature strip rather than the left hand edge.
Ah that reminds me, I had about half a dozen barclays debit cards (from when they were apparently unable to issue me a working combination of card and PIN) ... did I keep them? ... Probably ... but *where* did I keep them? ...
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