401k, 403b Questions

My understanding is that 401k and 403b plans are trusteed plans, meaning that the plan assets are kept by an independent trustee (independent from the employer and independent from the Custodian.)

This also means that the plan assets are not subject to the employer's or Custodian's creditors.

Does anyone know any exceptions to this?

What about IRAs?

What about annuities in an IRA?

-HW "Skip" Weldon Columbia, SC

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HW "Skip" Weldon
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