Life Expectancy table?

Question

Can someone provide a pointer (specific URL) for the 2000 Individual Annuitant Mortality Table, aka the RP 2000 Life Tables, provided by the Society of Actuaries?

I could not find it at

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Apparently, this table is different from the Period Life Table provided by the SSA at

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.By "different", I mean more than just the year (2003 v. 2000).In

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07&context=retirement_papers, the authors wrote: "We chose the Annuity 2000 table over others, like those published by the Social Security Administration, because our focus is on the individual annuity market".

PS: Can anyone explain why their forcus would make a difference? I would think that life expectancy is life expectancy, regardless of "focus" at least for the same population.

Dave Dodson · Accepted Answer

Google "RP 2000 Life  Tables"Pretty easy, huh?Dave

Beliavsky · Answer

Because people who know their in poor health are less likely to purchase annuities, annuitants tend to live longer on average than other people of the same age. A paper discussing this effect in the UK annuity market is

Selection Effects in the Market for Individual Annuities: New Evidence from the United Kingdom by AMY FINKELSTEIN and JAMES M. POTERBA MIT and NBER June 1999 at

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1376

Beliavsky · Answer

Yikes, let me correct myself. I know the difference between "they are"and "their".

Elle · Answer

"Beliavsky"  wroteWhen people feel they have to waste time and space and give a whole post to correct themselves for obvious, common little post-os like this, lest some Post-O Cop try to improve their weak egos and correct them, it's pretty sad. Next thing one knows you will post that the period above was supposed to go inside the quotation marks. I know your time is more valuable than this.

Life Expectancy table?

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