Financial Planning

On Donated RMDs

I noted some time back here, and on my site, that in 2006 and 2007, any or all of one's pre-tax IRA money (within certa...

2 comments posted 19yrs

posted by joetaxpayer

2 comments posted 19yrs posted by joetaxpayer

LTD Insurance

Hello, I had my own independent software consulting practice a few years ago, during the technology bust. At that time,...

2 comments posted 19yrs

posted by alexei.lalas

2 comments posted 19yrs posted by alexei.lalas

How to select individual bonds for purchase?

I would appreciate recommendations for web sites or books with explanations on how to select individual municipal bonds...

22 comments posted 19yrs

posted by NotARealAddress

22 comments posted 19yrs posted by NotARealAddress

Places to put cash

I am putting my cash, which is for emergency and down-market needs in T-Bills and CD's paying about 5.5%. Any ideas of b...

10 comments posted 19yrs

posted by otf70

10 comments posted 19yrs posted by otf70

Roth Conversion for Elderly?

My aunt unfortunately is terminally ill and has been taking RMD from a TRADITIONAL IRA for a while. She's in a low tax...

3 comments posted 19yrs

posted by smarker5

3 comments posted 19yrs posted by smarker5

401K catch up

Around 2001, just before I turned 50, I contacted my 401K plan administrator for our agency regarding involvement in th...

10 comments posted 19yrs

posted by dsarvas

10 comments posted 19yrs posted by dsarvas

Optimizing Social Security Benefit withdrawal

Many of our clients often come in with the SS benefit statements asking for advice. They are given the choice of begin...

32 comments posted 19yrs

posted by kastnna

32 comments posted 19yrs posted by kastnna

how is cash held in mutual fund accounts?

in an etrade brokerage they hold whatever cash you have in a sweep acount. i'm wondering if i have an mutual fund accou...

7 comments posted 19yrs

posted by cporro

7 comments posted 19yrs posted by cporro

Had to move 401K to IRA. Can I now make it Roth IRA?

I was perm laid off from job Dec 2006. So I moved my 401K to a rollover IRA Can I now convert it to a ROTH IRA?

11 comments posted 19yrs

posted by me

11 comments posted 19yrs posted by me

TVM Question, please help

Hello Everyone I am a MBA student and my finance teacher and I have a disagreement on the correct answer for the follow...

2 comments posted 19yrs

posted by sean-usenet

2 comments posted 19yrs posted by sean-usenet

Escrow account rules with mortgages

We have an escrow account with our mortgage (new house built/ purchased in 2006). We were told at time of closing that...

0 comments posted 19yrs

posted by noreplysoccer

0 comments posted 19yrs posted by noreplysoccer

What to do with time shares?

Does anyone have any good ideas on how to help time share owners end their on-going costs? I continue to run across tim...

1 comments posted 19yrs

posted by skip5700removethis

1 comments posted 19yrs posted by skip5700removethis

New Fidelity Roth IRA

Hello everyone, I just opened up my first Roth IRA account through Fidelity. I'm fresh out of school so I don't have a...

4 comments posted 19yrs

posted by mark.tekippe

4 comments posted 19yrs posted by mark.tekippe

I bonds, the sequel

I clouded up my last question about ibonds with a lot of data. Here's another try: What do people think about holding i...

7 comments posted 19yrs

posted by johnrichardson_us

7 comments posted 19yrs posted by johnrichardson_us

SEP-IRA + 401(k)

Is there any rule that prohibits somebody from participating in a SEP- IRA and a 401(k) with different companies simult...

2 comments posted 19yrs

posted by njkmohan

2 comments posted 19yrs posted by njkmohan