Latest Financial Planning

Subject Author Posted Replies
 
Mortgage Advice
If you pay extra toward the principle on your mortgage every month, eventually you'll pay it off earlier and you will pay less interest. At that point you should be able to figure out what your effect...
11 years ago 21
 
Short-term Fund purchasing advice...
Not sure if people can help me with this but maybe there are others who face a similar plan or advice needed... I am taking advantage of the new Tax-Free Savings accounts and will be using this accoun...
11 years ago 9
 
Enjoying the Bull Market?
The S&P 500 hit a low of 741 on November 21st. As of today's close it was 934.7. That's up over 25%, a bull market in anybody's book. -- Doug And excluding dividends, US small-caps are up about +34%, ...
11 years ago 25
 
Financial Guru: Buy-and-Hold a Thing of the Past
Apparently, this financial guru thought that buy and hold was just the thing when everything looked so good and prices were rising. Now that the prices fell, at some point almost two times below what ...
11 years ago 24
 
Buying new car at distress prices?
Ford and GM report sales of vehicles declining 32% compared to last year. I would suppose that foreign car makers (such as Honda) would report substantial declines as well. I expect, therefore, that m...
11 years ago 2
 
TIPS duration
TIPS are available as 5/10/20 year durations. Since the principal is adjusted according to inflation, what should determine the duration for a buyer? If I'm going to purchase it in an IRA and I'm more...
11 years ago 3
 
Value at Risk (NYT article)
Prompted by the financial crisis, the latest New York Times magazine has a long article "Risk Mismanagement" by Joe Nocera about the use(some argue misuse) of the Value at Risk (VaR) measure by financ...
11 years ago 17
 
When do companies report 4th quarter and Christmas results?
Basically I'm trying to see when companies report the results of the Christtmas season on their sales, and when companies who didn't too well, and are on the brink, report bankruptcy. I pulled some fu...
11 years ago
 
Ranking the Experts
Who was best at seeing the riskiness of the market and advocating accordingly circa 2007 and earlier? My take follows. 1. Zvi Bodie (winner) What he advocated: If you are wealthy, do not worry about b...
11 years ago 5
 
P/E
The advice thread has gotten long and tedious. I think there are some who might be confused as to how a P/E is determined. Being no expert, rather a long-time observer, I'm sure there are others who c...
11 years ago 23
 
FDIC limit
anyone hear any talk about making the $250k FDIC limit permanent, or otherwise increasing from the original $100k after the temporary $250k limit expires? Andy writes: I've read that if a CD is purcha...
11 years ago 2
 
Professor a Victim of Madoff
I have been reading Fooled by Ponzi (and Madoff): How Bernard Madoff Made Off with My Money by Stephen Greenspan. See Greenspan is a professor who writes for Skeptic Magazine. I am surprised that a pe...
11 years ago 4
 
Schwab Institutional transaction costs
My financial planner has been using Schwab Institutional to hold my accounts and has been using a lot Dimension Fund Advisor mutual funds. Between my wife and I we have eight different accounts and th...
11 years ago 5
 
Goodbye, 2008
I'm curious about how people here have fared through the past year?? Just in general or percentage terms. Any notable successes or tragic losses? Any direct impacts of the financial mess? Impacts on o...
11 years ago 19
 
StockCharts.com
Any opinions here about Is it it a worth subscribing to? Are there better/cheaper options? Thanks That's a lot to evaluate, including the relative merits of charting methods. Charts help, but some ski...
11 years ago 15