Latest Financial Planning

Subject Author Posted Replies
 
On the topic of bonds...
I'll be the first to admit that I know nothing about bonds. But the recent thread about GMAC bonds made me start poking around to learn more. I found some information on GM's bonds on their web site: ...
11 years ago 6
 
Anyone understand what's going on with GMAC?
I bought GMAC bonds about 5 or 6 (?) years ago for about 85ยข on the dollar when they were still rated investment grade by Moody's and S&P. I was planning to hold them to maturity (2031, I think) or u...
11 years ago 2
 
Medicare Part B premiums
But according to 's possible to use 2008's modified AGI if one experiences a "major life-changing event;" for example, loss of income from income-producing property. Does anybody out there have first-...
11 years ago 4
 
Bonds vs CDs
I am looking for places to invest cash. I have some CDs at a local bank I just reviewed the contents of the web site. Is there a place I could compare returns (interest rate) of a 13 week treasury bil...
11 years ago 3
 
lock in rates for electricity?
I live in Massachusetts, and NSTAR, my electricity provider, is offering me the choice to lock in a rate of 12.25 cents / kWh for the next three years. The current rate is 12.547 cents / kWh and chang...
11 years ago 8
 
Carrying a loan as an investment?
Can anyone give me a ballpark figure for the interest rate for a loan secured by an office building? I can imagine that this varies widely according to geography and other particulars. But at this poi...
11 years ago
 
What P/E of 10 means
We see a lot of talk whether the market will go lower, higher, etc. Let's abstract from this and try to take a view of an accountant and think about earnings that accrue to an investor, as opposed to ...
11 years ago 9
 
Internet Discussion Groups for Bonds
Can anyone recommend Internet discussion groups that specialize in bond investments that have a fairly large critical mass of posters?
11 years ago
 
GM Bonds Coming Due in Early 2009
Do any bond investors here have an opinion on the chances that GM will default on bonds coming due in early 2009? They have about a year of cash left - and the potential for receiving a government bai...
11 years ago
 
Any Site That Graphs Freddie Mac Bond Trades?
Is there any site that will show me a graph of actual trade prices for Freddie Mac bonds over the last six months? Yields have been moving up on these lately, and I would like to get a sense of the pr...
11 years ago
 
Bond ETF at maturity
One attraction of individual bonds is that you can plan on the value at maturity. Bond mutual funds do not mature. I would like to know how a Bond ETF works at maturity, For example the iShares Lehman...
11 years ago 5
 
cash - for IRA, college, mortage, etc
We have some "investments" that we need to fund, and was wondering what order makes the most sense. We have cash in some money markets, CD's, and even static savings/checking accounts along with all o...
11 years ago 1
 
CD's maturing and taxes
I have CD's at many banks and one is always maturing every other month . Should I just rely on the 1099 to know how much tax I owe, or do you make a record of each one in a notebook and tally that up?...
11 years ago 1
 
Roth-icize Now?!
It may be the ripest of times to convert a traditional IRA to a Roth one. Depressed values now mean low conversion tax. Considerable upside potential will then be untaxable. But is there an exposure d...
11 years ago 4
 
International Bank With No Mortgage, CDO, or Derivative Exposures?
I am searching for a relative for a large international bank that is very well capitalized and does not have any exposure to mortgages, collateralized debt obligations, or derivatives. Any recommendat...
11 years ago 1