Latest Financial Planning

Subject Author Posted Replies
 
Strategy for Reducing Tax on Retirement Plan Withdrawals
I've been trying to figure out a way to withdraw funds from retirement accounts without paying tax at income rates. How about this? To take an example, assume you believe that emerging market stocks w...
11 years ago 6
 
investing in precious metals
What are the options for investing in precious metals? - Buying actual gold and silver. - Buying ETFs such as GLD. What are the risks here other than the price of gold itself? - Gold Money (). Do folk...
11 years ago 19
 
Pre-Paid Legal Services--are they worth joining?
Pre-Paid Legal Service. You can call & get advice for free & will be assigned an appropriate lawyer (if needed) at 25% discount. There are other free services such as Will preparation, free legal form...
11 years ago 4
 
Variable annuities not so bad?
In the past, Moshe Milevsky has been an outspoken critic of variable annuities. He's singing a different tune now. What changes in VAs do you think changed his mind, and is he right? From today's vari...
11 years ago 3
 
Munis: Sale of the Century?
Some analyst on CNBC had this to say today: _____________________ You really have to start to put some money to work," Dan Genter, of RNC Genter Capital Management in St. Louis, told CNBC. He advises ...
11 years ago 9
 
Emulating the Dow with individual stocks
If I have some amount of money, say $X, how can I compute how much of that needs to be invested in each of the individual stocks in the DJIA in order to emulate the returns of the index? Anoop -------...
11 years ago 5
 
plan for higher income tax rates
As the article explains, the inexorable logic of "tax the rich" is to extend the definition of "rich" to lower and lower incomes. and the Tax Tipping Pointby Adam Lerrick Wall Street Journal October 2...
11 years ago 8
 
Vanguard's misleading advertisement -- style momentum works
Vanguard has an advertisement that says "Simple truth: performance chasing is a losing investment strategy" Apparently they are too lazy to test their statements before making them, as the following p...
11 years ago 2
 
How to avoid participating in bubbles
Over the last so many years, we have seen several bubbles, such as dotcom bubble, commodity bubble, housing bubble, etc. Participating in these bubbles proved very costly. So, a question arises, can o...
11 years ago 13
 
Arbitration
I an considering going to arbitration with my ex-financial advisor (an A.G. Edwards employee) for risky and non-diversified holdings in my fixed income account. Can anyone tell me if the income I rece...
11 years ago 1
 
The Fed
Reading a financial tome the other day, I see: "The law gives the Fed power to trade in the bond market. The FOMC can direct the 'easing' of credit by having its trading desk in NY buy US Treasury bon...
11 years ago 2
 
Can a short term capital loss balance long term capital gains?
My boss sold his house (lucky guy) at a price well above basis and over his $250,000 exclusion. He has a lot of stock losses this year. Can he use BOTH long and short term investment losses to cover h...
11 years ago 1
 
What type bond fund to buy in current situation?
Now that it seems too late to join a flight to quality in gov't bonds, where would you put new money (bondfundwise?). And would you take old money out of treasury bond funds to avoid a flight back tow...
11 years ago
 
401k After Tax accumulations to Roth IRA
My broker tells me that after tax 401k assets may be rolled directly to a Roth IRA, with no tax consequence now or ever - ie. future earnings would be tax free. I'd appreciate a pointer to an official...
11 years ago 5
 
Historical data for interest rates given by money market funds?
Historical data for interest rates given by money market funds? I am looking a data, or a reasonable proxy, for the interest rates given by the average money market fund, going back at least 15 years,...
11 years ago