Financial Planning

passing on $ 12,000

Purely hypothetical. . . . Is there a way to pass on my $ 12,000 IRS yearly gift limit to my children and not worry tha...

4 comments posted 18yrs

posted by anon

4 comments posted 18yrs posted by anon

The *company* economics of a 401k match

Hi all. We know that we should do all we can to get as much as we can of a company matching contribution to a 401k. Can...

7 comments posted 18yrs

posted by joe.weinstein

7 comments posted 18yrs posted by joe.weinstein

recycling companies

I heard on a PBS station that recycling companies are the current hot stock investment. This was the first I have heard...

1 comments posted 18yrs

posted by curio67

1 comments posted 18yrs posted by curio67

cancer and financial planning/home purchase

Hello, I am a 50 year old single man with no dependents who has a decent job with decent medical insurance, a defined b...

0 comments posted 18yrs

posted by joenopsam4257

0 comments posted 18yrs posted by joenopsam4257

Suggestions for mid term savings/investments?

I know the majority of the discussion in this group is about short term (emergency savings) or long term (retirement) i...

18 comments posted 18yrs

posted by jdbst56

18 comments posted 18yrs posted by jdbst56

In service rollover of after-tax 401(k) funds

In my 401(k), I have a fair chunk of after-tax contributions. That money is eligible for rollover to an IRA. In such a...

6 comments posted 18yrs

posted by defaultuserbr

6 comments posted 18yrs posted by defaultuserbr

Tax. deferred accounts vs. long term capital gains?

I am reading that tax deffered account like 401K aren't so great because you end up paying ordinary income tax rates on...

10 comments posted 18yrs

posted by oprah.chopra

10 comments posted 18yrs posted by oprah.chopra

Balancing Retirement and Non-Retirement Savings

My wife and I have about $95K in retirement accounts (we're 29 and 30). That includes a mix of 401k, Roth and tradition...

20 comments posted 18yrs

posted by woessner

20 comments posted 18yrs posted by woessner

How to convert money factor to interest rate?

I've been offered a chance to invest in funding equipment leases. While researching the field, I haven't found anyone t...

5 comments posted 18yrs

posted by JoSchmo

5 comments posted 18yrs posted by JoSchmo

if you contribute too much to a ROTH...

Hi all. If one contributes to one's ROTH to the max, early in the year, and then manages to earn more than expected, in...

3 comments posted 18yrs

posted by joe.weinstein

3 comments posted 18yrs posted by joe.weinstein

Any stocks prohibited in self directed IRA?

Is ownership of any kinds of stock prohibited within an IRA? Of special interest are commodity based ETFs like GLD or m...

5 comments posted 18yrs

posted by hheffner

5 comments posted 18yrs posted by hheffner

multi-asset managers

Many financial planners first decide on an asset allocation, for example 60% stocks 40% bonds and then find mutual fund...

4 comments posted 18yrs

posted by beliavsky

4 comments posted 18yrs posted by beliavsky

Social Security survivors benefit

My wife and I are both entitled to social security benefits. My wifes retirement benefit is slightly less than her surv...

1 comments posted 18yrs

posted by no

1 comments posted 18yrs posted by no

roth ira

Where do you guys think is the best place to open on ROTH IRA? I was thinking TD Ameritrade? --------------------------...

6 comments posted 18yrs

posted by supurman182

6 comments posted 18yrs posted by supurman182

Interest tax deductions

There are several categories on interest in the tax code which brings up the question of what types of debt are best. D...

11 comments posted 18yrs

posted by ron

11 comments posted 18yrs posted by ron