HSA with partial year child

Aug 13, 2024 Last reply: 1 year ago 1 Replies

I have insurance that qualifies me for an HSA.



This year, with my old person $1000 extra, my limit would be $9300. "Family" plan as my daughter is on my insurance.



But, she ages out, insurance company told me it's the last day of the month she turns 26.



Do I need to reduce my maximum deposits for the year? If so, is it that she is not on my plan for 2/12 months, or 1/6 of the year and 4150/6 =



691.67? Reduce my maximum deposit by this much?


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I believe it´s 5/6*8300 + 1/6*4150 + 1000 = $8607 which matches your number

That is, the family rate for 10 months, the single rate for 2 months, plus the $1000 for being old.

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