Reporting Accrued Interest Paid

Mar 31, 2010 1 Replies

Form 1099-INT shows bond interest on line 1. Why does this form have no place to record the accrued interest that is paid by the taxpayer at the time the bond is purchased? Doesn't the accrued interest paid up front get to reduce your interest income received?



To me it is perplexing why form 1099 doesn't give the broker a place to just report this accrued interest and net it up with interest received. It seems to me they are counting on the taxpayer not understanding that she paid accrued interest and therefore artificially boosting the taxable interest income.


That's because the broker isn't required to report this to the IRS. You have to look at the supplementary information the broker provides to determine the accrued interest paid.

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