Sched A medical deductions w work plan

Feb 10, 2008 2 Replies

My work offers a pre-tax medical savings type plan (along with a child care plan) Say I have $1,000 pre-tax held from my paycheck. I then have a $1,000 medical bill that I pay myself. I then get reimbursed $1,000 from my work plan. I've saved the taxes that I would've paid on that. Maybe $150 or so, but it still cost me at least $850 or so whether I was in my work plan or not.



When it comes to medical deductions on line 1 of Schedule A, how much, if any, of that $1,000 can I count towards medical expenses?


Zero. In effect you've already deducted the whole $1,000 on line 7 of the

1040. See IRS Publication 502.

None -- you already got a $1000 deduction. Double-dipping is not allowed. And if you read the reimbursement form you have to fill out, you'll see it very specifically says that by signing you acknowledge and promise that you cannot/will not claim those expenses as an itemized deduction.

-- Rich Carreiro snipped-for-privacy@rlcarr.com

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