I owed the IRS and was making payments, however, my husband and I could no longer pay bills and our house note too, therefore, when we went to do a chapter
13 we were told we should do a chptr 7. IRS was included. Now that we are doing our taxes we see that we will be getting a small refund. Will IRS send us our refund or apply it to our balance owed, even though it is in the bankruptcy. Yes the bankruptcy is open...