chargeable gain on life assurance

Feb 26, 2004 6 Replies

If a bond needs to be partly surrendered simply to pay inheritance tax, does the recipient actually make the gain referred to in the chargeable event certificate? Seems crazy to me, but any thoughts appreciated.


Too late now. We needed about 25% of the surrender value to pay the IHT before the end of this month (to avoid interest charges). As the fund is doing quite well lately, it seemed better to leave the rest where it was.

C'est la mort. In this case the insurance company's FA has done sweet FA for 5 months, has sat on vital paperwork, and generally turned an unpleasant but straightforward task into a sodding nightmare.

In that case, make a complaint.

Rob

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