"Credit" - Good or bad thing?

Hallo everyone,

I'm a part time Business HND student undertaking a live project into the effects of debt.

I'm interested on people's views on the provision of credit and whether or not this is a positive thing.

Also, if anyone has time, please let me know if you'd be willing to take part in a short debt questionnaire (no personal demographics asked).

Thankyou!

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mrsjofus
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