In the early seventies I took out a Whole of Life Policy to cover a personal loan as part of the contract. The policy document was duly surrendered to me on completion of the loan. I cannot now find the policy and have to assume it was accidentally thrown out when we moved house recently.
I wrote to the insurers asking for a replacement policy document but they refused on the grounds that I could have assigned the policy to a third party (eg as security).
It's not a large amount...£3.600 with bonuses - but it would pay for my funeral and a good do afterwards :)
How do I resolve this ? The insurers have offered no advice - do I need a sworn affadavit or something ?
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