I have around 4k in a halifax growth PEP (which has somehow lost 10% over the last 8 months which seems a bit bizarre given the general upward trend of the FTSE?). I also have about 3800 on a CC (8.3%APR).
I could do with getting rid of that debt on the CC, so is the best bet to cash in the PEP and pay it off, or maybe transfer the CC to some other 0% CC and pay it off in 6/9 months? So many different ways of doing things, it can be tricky to see the best one!
cheers
Da.